Mortgage lending in Meade County, South Dakota
Lenders in Meade County, South Dakota reported 1,130 mortgage applications for 2025, according to the CFPB.
1,130 mortgage applications and 742 loans originated in 2025; the denial rate was 15.9% of 907 applications decided. The median loan was about $305,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Meade County, SD HUD Metro FMR Area.
- 1,130
- Applications
- 742
- Loans originated
- 15.9%
- Denial rate
- 144 denied of 907 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,130 | 742 |
| 2024 | 968 | 592 |
| 2023 | 913 | 593 |
| 2022 | 1,262 | 868 |
| 2021 | 1,991 | 1,326 |
| 2020 | 2,132 | 1,504 |
| 2019 | 1,264 | 878 |
| 2018 | 1,031 | 704 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| CMG Mortgage Inc | 109 | 139 |
| Black Hills Federal Credit Union | 101 | 151 |
| Gateway First Bank | 48 | 54 |
| United Wholesale Mortgage | 48 | 59 |
| Rocket Mortgage | 33 | 44 |
| Plains Commerce Bank | 30 | 40 |
| Pennymac Loan Services LLC | 26 | 38 |
| Pioneer Bank & Trust | 20 | 27 |
| Mortgage Research Center | 20 | 45 |
| American Neighborhood Mortgage Acceptance Company | 19 | 31 |
| Kind Lending, LLC | 19 | 28 |
| Bankwest, Inc. | 17 | 28 |
| Granite Bank | 17 | 20 |
| First Interstate Bank | 17 | 34 |
| First National Bank | 12 | 17 |
| American Pacific Mortgage Corporation | 12 | 15 |
| Freedom Mortgage Corporation | 12 | 21 |
| Black Hills Community Bank, NA | 10 | 13 |
| Dacotah Bank | 10 | 13 |
| US Bank, N.A. | 10 | 18 |
| Lakeview Loan Servicing, LLC | 9 | 24 |
| Amerisave Mortgage Company | 7 | 16 |
| Aspen Federal Credit Union | 7 | 15 |
| Highmark Federal Credit Union | 6 | 6 |
| Newrez LLC | 6 | 24 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 12 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 892 | 16.0% of 723 decided |
| 2 or more minority races | under 10 | |
| Joint | 37 | no rate: base under 50 |
| Race Not Available | 173 | 15.5% of 129 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 24 | no rate: base under 50 |
| Not Hispanic or Latino | 888 | 16.5% of 717 decided |
| Joint | 30 | no rate: base under 50 |
| Ethnicity Not Available | 188 | 14.9% of 148 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 335 | 17.6% of 267 decided |
| Female | 167 | 23.3% of 133 decided |
| Joint | 522 | 11.8% of 422 decided |
| Sex Not Available | 106 | 18.8% of 85 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 279 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved