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Mortgage lending in Lawrence County, South Dakota

Lenders in Lawrence County, South Dakota reported 1,086 mortgage applications for 2025, according to the CFPB.

1,086 mortgage applications and 678 loans originated in 2025; the denial rate was 16.5% of 848 applications decided. The median loan was about $265,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Lawrence County, SD.

1,086
Applications
678
Loans originated
16.5%
Denial rate
140 denied of 848 applications decided.

Every year

1 more column on a wider screen

Mortgage applications and loans originated in Lawrence County, South Dakota, by year
YearApplicationsOriginated
20251,086678
2024928587
2023861571
20221,326878
20211,9801,355
20202,0271,376
20191,199829
20181,099761

The largest lenders here

Lenders in Lawrence County, South Dakota by loans originated, 2025
LenderOriginatedApplications
Black Hills Federal Credit Union82121
CMG Mortgage Inc7997
First Interstate Bank68106
Pioneer Bank & Trust5172
United Wholesale Mortgage3749
Rocket Mortgage3553
Black Hills Community Bank, NA2844
Gateway First Bank2432
Bankwest, Inc.2139
Granite Bank1727
American Neighborhood Mortgage Acceptance Company1518
Plains Commerce Bank1217
Mortgage Research Center1120
US Bank, N.A.1112
Pennymac Loan Services LLC1116
Newrez LLC917
Navy Federal Credit Union715
loanDepot.com LLC713
Security First Bank79
Northern Hills FCU78
American Bank & Trust67
First National Bank512
Highmark Federal Credit Union55
Servion55
Freedom Mortgage Corporation517

Applications by race, ethnicity and sex, 2025

By race, Lawrence County, South Dakota: applications and denial rate
CategoryApplicationsDenial rate
American Indian or Alaska Nativeunder 10
Asianunder 10
White87716.9% of 700 decided
2 or more minority racesunder 10
Joint20no rate: base under 50
Race Not Available17314.8% of 122 decided
By ethnicity, Lawrence County, South Dakota: applications and denial rate
CategoryApplicationsDenial rate
Hispanic or Latino17no rate: base under 50
Not Hispanic or Latino86816.6% of 693 decided
Jointunder 10
Ethnicity Not Available19116.7% of 138 decided
Free Form Text Onlyunder 10
By sex, Lawrence County, South Dakota: applications and denial rate
CategoryApplicationsDenial rate
Male32220.4% of 240 decided
Female17824.3% of 144 decided
Joint46211.2% of 374 decided
Sex Not Available12415.6% of 90 decided

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

Sources

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved