Mortgage lending in Hughes County, South Dakota
Lenders in Hughes County, South Dakota reported 469 mortgage applications for 2025, according to the CFPB.
469 mortgage applications and 299 loans originated in 2025; the denial rate was 16.3% of 369 applications decided. The median loan was about $215,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Hughes County, SD.
- 469
- Applications
- 299
- Loans originated
- 16.3%
- Denial rate
- 60 denied of 369 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 469 | 299 |
| 2024 | 446 | 274 |
| 2023 | 390 | 265 |
| 2022 | 508 | 356 |
| 2021 | 873 | 600 |
| 2020 | 1,069 | 809 |
| 2019 | 575 | 400 |
| 2018 | 531 | 364 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Bankwest, Inc. | 111 | 150 |
| First National Bank | 25 | 35 |
| First Dakota National Bak | 24 | 32 |
| American Bank & Trust | 23 | 31 |
| Black Hills Federal Credit Union | 19 | 39 |
| Rocket Mortgage | 15 | 17 |
| Mortgage Research Center | 7 | 14 |
| Pennymac Loan Services LLC | 7 | 11 |
| Plains Commerce Bank | 6 | 8 |
| Freedom Mortgage Corporation | 6 | 7 |
| Coastal Community Bank | 4 | 8 |
| CMG Mortgage Inc | 4 | 4 |
| Figure Lending LLC | 3 | 5 |
| Navy Federal Credit Union | 3 | 5 |
| Granite Bank | 3 | 6 |
| First Bank & Trust | 3 | 3 |
| US Bank, N.A. | 3 | 5 |
| United Wholesale Mortgage | 2 | 3 |
| Nationstar Mortgage | 2 | 2 |
| Central Bank | 2 | 2 |
| Usaa Federal Savings Bank | 2 | 2 |
| The Loan Store, Inc | 1 | 1 |
| Guaranteed Rate Affinity, LLC | 1 | 1 |
| American Financial Resources LLC | 1 | 1 |
| Zillow Home Loans, LLC | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 10 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 366 | 15.5% of 291 decided |
| Joint | 12 | no rate: base under 50 |
| Race Not Available | 76 | 16.7% of 60 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 373 | 15.0% of 294 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 80 | 23.4% of 64 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 137 | 19.6% of 107 decided |
| Female | 98 | 14.3% of 84 decided |
| Joint | 178 | 14.8% of 135 decided |
| Sex Not Available | 56 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 929 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved