Mortgage lending in Fall River County, South Dakota
Lenders in Fall River County, South Dakota reported 334 mortgage applications for 2025, according to the CFPB.
334 mortgage applications and 192 loans originated in 2025; the denial rate was 23.3% of 270 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Fall River County, SD.
- 334
- Applications
- 192
- Loans originated
- 23.3%
- Denial rate
- 63 denied of 270 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 334 | 192 |
| 2024 | 298 | 177 |
| 2023 | 277 | 160 |
| 2022 | 381 | 243 |
| 2021 | 434 | 259 |
| 2020 | 392 | 235 |
| 2019 | 277 | 165 |
| 2018 | 262 | 165 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Black Hills Federal Credit Union | 32 | 55 |
| Black Hills Community Bank, NA | 17 | 24 |
| First Interstate Bank | 16 | 30 |
| Granite Bank | 15 | 19 |
| Rocket Mortgage | 13 | 23 |
| CMG Mortgage Inc | 11 | 12 |
| Plains Commerce Bank | 7 | 10 |
| Bankwest, Inc. | 4 | 6 |
| Mortgage Research Center | 4 | 11 |
| American Neighborhood Mortgage Acceptance Company | 4 | 4 |
| United Wholesale Mortgage | 4 | 4 |
| First National Bank | 3 | 3 |
| Security First Bank | 3 | 4 |
| New Day Financial, LLC. | 3 | 9 |
| Pennymac Loan Services LLC | 3 | 7 |
| Figure Lending LLC | 2 | 3 |
| Points West Community Bank | 2 | 2 |
| loanDepot.com LLC | 2 | 4 |
| Newrez LLC | 2 | 4 |
| Nationstar Mortgage | 2 | 3 |
| Longbridge Financial, LLC | 2 | 2 |
| Kind Lending, LLC | 2 | 3 |
| Lakeview Loan Servicing, LLC | 2 | 5 |
| West Gate Bank | 2 | 2 |
| Amerisave Mortgage Company | 2 | 13 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | under 10 | |
| White | 254 | 20.4% of 211 decided |
| Joint | under 10 | |
| Race Not Available | 66 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 251 | 19.5% of 210 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 74 | 34.0% of 53 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 81 | 28.6% of 70 decided |
| Female | 74 | 27.1% of 59 decided |
| Joint | 134 | 15.6% of 109 decided |
| Sex Not Available | 45 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1059 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved