Mortgage lending in Brown County, South Dakota
Lenders in Brown County, South Dakota reported 702 mortgage applications for 2025, according to the CFPB.
702 mortgage applications and 460 loans originated in 2025; the denial rate was 16.5% of 570 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Brown County, SD.
- 702
- Applications
- 460
- Loans originated
- 16.5%
- Denial rate
- 94 denied of 570 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 702 | 460 |
| 2024 | 682 | 486 |
| 2023 | 633 | 433 |
| 2022 | 1,083 | 774 |
| 2021 | 1,652 | 1,136 |
| 2020 | 1,835 | 1,347 |
| 2019 | 1,107 | 769 |
| 2018 | 1,018 | 719 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Dacotah Bank | 115 | 137 |
| Plains Commerce Bank | 47 | 61 |
| US Bank, N.A. | 43 | 73 |
| American Bank & Trust | 29 | 39 |
| Cortrust Mortgage, Inc. | 28 | 35 |
| Rocket Mortgage | 28 | 43 |
| First Interstate Bank | 20 | 38 |
| Cortrust Bank | 19 | 24 |
| Mortgage Research Center | 11 | 21 |
| United Wholesale Mortgage | 9 | 12 |
| Freedom Mortgage Corporation | 8 | 13 |
| Farm Credit Mid-America, Aca | 6 | 9 |
| Bankwest, Inc. | 6 | 12 |
| Guaranteed Rate, Inc. | 6 | 11 |
| Mutual of Omaha Mortgage | 4 | 7 |
| Amerisave Mortgage Company | 4 | 8 |
| Pennymac Loan Services LLC | 4 | 10 |
| loanDepot.com LLC | 3 | 7 |
| West Gate Bank | 3 | 3 |
| Wells Fargo Bank NA | 3 | 3 |
| Coastal Community Bank | 2 | 11 |
| First Colony Mortgage Corporat | 2 | 2 |
| Click n' Close, Inc. | 2 | 3 |
| Sofi Bank, National Association | 2 | 10 |
| Nationstar Mortgage | 2 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 543 | 17.6% of 438 decided |
| 2 or more minority races | under 10 | |
| Joint | 11 | no rate: base under 50 |
| Race Not Available | 126 | 10.8% of 102 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 17 | no rate: base under 50 |
| Not Hispanic or Latino | 534 | 18.5% of 432 decided |
| Joint | 13 | no rate: base under 50 |
| Ethnicity Not Available | 138 | 8.2% of 110 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 248 | 19.8% of 187 decided |
| Female | 112 | 23.7% of 93 decided |
| Joint | 241 | 12.7% of 205 decided |
| Sex Not Available | 101 | 10.6% of 85 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1186 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved