Mortgage lending in Brookings County, South Dakota
Lenders in Brookings County, South Dakota reported 744 mortgage applications for 2025, according to the CFPB.
744 mortgage applications and 519 loans originated in 2025; the denial rate was 12.8% of 611 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Brookings County, SD.
- 744
- Applications
- 519
- Loans originated
- 12.8%
- Denial rate
- 78 denied of 611 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 744 | 519 |
| 2024 | 719 | 481 |
| 2023 | 610 | 442 |
| 2022 | 733 | 539 |
| 2021 | 1,364 | 1,025 |
| 2020 | 1,682 | 1,323 |
| 2019 | 874 | 686 |
| 2018 | 767 | 588 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First Bank & Trust | 214 | 296 |
| Guaranteed Rate, Inc. | 45 | 56 |
| Plains Commerce Bank | 23 | 36 |
| Rocket Mortgage | 18 | 23 |
| Central Bank | 17 | 21 |
| Dacotah Bank | 14 | 17 |
| First Premier Bank | 12 | 15 |
| Cardinal Financial Company, Li | 10 | 14 |
| Mortgage Research Center | 9 | 16 |
| Bankwest, Inc. | 8 | 12 |
| Fairway Independent Mort Corp | 7 | 10 |
| First Dakota National Bak | 7 | 7 |
| Wells Fargo Bank NA | 7 | 10 |
| Navy Federal Credit Union | 6 | 6 |
| United Wholesale Mortgage | 6 | 6 |
| Freedom Mortgage Corporation | 5 | 11 |
| American Bank & Trust | 4 | 6 |
| NBKC Bank | 3 | 3 |
| HomeTown Bank | 3 | 3 |
| Figure Lending LLC | 3 | 4 |
| First International Bank & Trust | 3 | 3 |
| Sofi Bank, National Association | 3 | 5 |
| Farm Credit Mid-America, Aca | 3 | 5 |
| Newrez LLC | 3 | 5 |
| Northwest Bank | 3 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 16 | no rate: base under 50 |
| Black or African American | under 10 | |
| White | 618 | 12.3% of 511 decided |
| Joint | 10 | no rate: base under 50 |
| Race Not Available | 90 | 12.7% of 71 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 620 | 12.5% of 512 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 110 | 12.8% of 86 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 206 | 22.9% of 166 decided |
| Female | 102 | 15.8% of 95 decided |
| Joint | 366 | 5.7% of 296 decided |
| Sex Not Available | 70 | 14.8% of 54 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 807 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved