Mortgage lending in Beadle County, South Dakota
Lenders in Beadle County, South Dakota reported 308 mortgage applications for 2025, according to the CFPB.
308 mortgage applications and 187 loans originated in 2025; the denial rate was 21.2% of 241 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Beadle County, SD.
- 308
- Applications
- 187
- Loans originated
- 21.2%
- Denial rate
- 51 denied of 241 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 308 | 187 |
| 2024 | 298 | 165 |
| 2023 | 234 | 140 |
| 2022 | 280 | 172 |
| 2021 | 411 | 257 |
| 2020 | 471 | 303 |
| 2019 | 264 | 165 |
| 2018 | 239 | 150 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First National Bank | 62 | 76 |
| American Bank & Trust | 60 | 102 |
| Rocket Mortgage | 9 | 14 |
| First Premier Bank | 6 | 10 |
| BMO Harris Bank NA | 5 | 11 |
| Plains Commerce Bank | 4 | 6 |
| Mortgage Research Center | 3 | 4 |
| Newrez LLC | 3 | 9 |
| Amerisave Mortgage Company | 3 | 6 |
| Cortrust Mortgage, Inc. | 2 | 2 |
| First International Bank & Trust | 2 | 2 |
| Farm Credit Mid-America, Aca | 2 | 4 |
| American Neighborhood Mortgage Acceptance Company | 2 | 2 |
| Fairway Independent Mort Corp | 2 | 4 |
| New Day Financial, LLC. | 2 | 3 |
| Dacotah Bank | 2 | 2 |
| US Bank, N.A. | 2 | 2 |
| Pennymac Loan Services LLC | 2 | 4 |
| Empeople Credit Union | 1 | 1 |
| Huntington National Bank | 1 | 1 |
| Coastal Community Bank | 1 | 4 |
| Navy Federal Credit Union | 1 | 1 |
| Bankwest, Inc. | 1 | 1 |
| loanDepot.com LLC | 1 | 1 |
| Servion | 1 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 17 | no rate: base under 50 |
| Black or African American | under 10 | |
| White | 249 | 20.9% of 191 decided |
| Joint | under 10 | |
| Race Not Available | 33 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 237 | 17.7% of 186 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 32 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 102 | 20.8% of 77 decided |
| Female | 62 | 24.5% of 53 decided |
| Joint | 123 | 18.1% of 94 decided |
| Sex Not Available | 21 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1473 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved