Mortgage lending in Nelson County, North Dakota
Lenders in Nelson County, North Dakota reported 52 mortgage applications for 2025, according to the CFPB.
52 mortgage applications and 35 loans originated in 2025; the denial rate was under 50 decided of 43 applications decided. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Nelson County, ND.
- 52
- Applications
- 35
- Loans originated
- under 50 decided
- Denial rate
- 8 denied of 43 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 52 | 35 |
| 2024 | 41 | 27 |
| 2023 | 40 | 25 |
| 2022 | 49 | 32 |
| 2021 | 61 | 41 |
| 2020 | 70 | 54 |
| 2019 | 59 | 35 |
| 2018 | 47 | 24 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Gate City Bank | 6 | 8 |
| Bravera Bank | 6 | 6 |
| First Community Credit Union | 4 | 5 |
| Guild Mortgage Company | 2 | 2 |
| Alerus Financial NA | 2 | 2 |
| Midwest Bank | 1 | 1 |
| Huntington National Bank | 1 | 1 |
| Bankwest, Inc. | 1 | 1 |
| Bremer Bank NA | 1 | 1 |
| loanDepot.com LLC | 1 | 2 |
| Old National Bank | 1 | 1 |
| New American Funding, LLC. | 1 | 2 |
| Rocket Mortgage | 1 | 3 |
| Bank Forward | 1 | 1 |
| Nextmortgage, LLC | 1 | 1 |
| Freedom Mortgage Corporation | 1 | 2 |
| Bell Bank | 1 | 1 |
| Unison Bank | 1 | 1 |
| Frandsen Bank & Trust | 1 | 2 |
| US Bank, N.A. | 1 | 1 |
| First United Bank | 0 | 3 |
| Mortgage Research Center | 0 | 1 |
| CMG Mortgage Inc | 0 | 0 |
| Equity Prime Mortgage LLC | 0 | 2 |
| Sun West Mortgage Company, Inc | 0 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| White | 44 | no rate: base under 50 |
| Joint | under 10 | |
| Race Not Available | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Not Hispanic or Latino | withheld | |
| Ethnicity Not Available | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 18 | no rate: base under 50 |
| Female | under 10 | |
| Joint | 21 | no rate: base under 50 |
| Sex Not Available | under 10 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved