Mortgage lending in Bowman County, North Dakota
Lenders in Bowman County, North Dakota reported 51 mortgage applications for 2025, according to the CFPB.
51 mortgage applications and 24 loans originated in 2025; the denial rate was under 50 decided of 36 applications decided. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Bowman County, ND.
- 51
- Applications
- 24
- Loans originated
- under 50 decided
- Denial rate
- 10 denied of 36 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 51 | 24 |
| 2024 | 36 | 21 |
| 2023 | 35 | 27 |
| 2022 | 57 | 40 |
| 2021 | 78 | 52 |
| 2020 | 90 | 62 |
| 2019 | 45 | 27 |
| 2018 | 46 | 23 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Dakota Community Bank & Trust, NA | 8 | 11 |
| New American Funding, LLC. | 2 | 3 |
| Rocket Mortgage | 2 | 5 |
| United Wholesale Mortgage | 2 | 3 |
| Navy Federal Credit Union | 1 | 1 |
| Bankwest, Inc. | 1 | 2 |
| loanDepot.com LLC | 1 | 1 |
| Guild Mortgage Company | 1 | 2 |
| Newrez LLC | 1 | 2 |
| Freedom Mortgage Corporation | 1 | 1 |
| Guaranteed Rate, Inc. | 1 | 1 |
| Bravera Bank | 1 | 1 |
| Pike Creek Mortgage Services, Inc. | 1 | 1 |
| US Bank, N.A. | 1 | 2 |
| AmeriHome Mortgage Company, LLC | 0 | 0 |
| Coastal Community Bank | 0 | 2 |
| Planet Home Lending, LLC | 0 | 0 |
| Triad Financial Services, Inc. | 0 | 1 |
| Mortgage Research Center | 0 | 1 |
| Plains Commerce Bank | 0 | 1 |
| Fairway Independent Mort Corp | 0 | 1 |
| Dakota West Credit Union | 0 | 3 |
| West Gate Bank | 0 | 0 |
| Union Home Mortgage Corp. | 0 | 1 |
| Dacotah Bank | 0 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 46 | no rate: base under 50 |
| Race Not Available | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 42 | no rate: base under 50 |
| Joint | under 10 | |
| Ethnicity Not Available | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 20 | no rate: base under 50 |
| Female | under 10 | |
| Joint | 20 | no rate: base under 50 |
| Sex Not Available | under 10 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved