Mortgage lending in Yadkin County, North Carolina
Lenders in Yadkin County, North Carolina reported 1,323 mortgage applications for 2025, according to the CFPB.
1,323 mortgage applications and 771 loans originated in 2025; the denial rate was 24.7% of 1,071 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Winston-Salem, NC HUD Metro FMR Area.
- 1,323
- Applications
- 771
- Loans originated
- 24.7%
- Denial rate
- 265 denied of 1,071 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,323 | 771 |
| 2024 | 1,171 | 678 |
| 2023 | 1,099 | 622 |
| 2022 | 1,491 | 886 |
| 2021 | 1,913 | 1,184 |
| 2020 | 1,577 | 947 |
| 2019 | 1,266 | 740 |
| 2018 | 1,057 | 598 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| State Employees' Credit Union | 160 | 227 |
| Rocket Mortgage | 48 | 63 |
| Atlantic Bay Mortgage Group | 47 | 57 |
| First National Bank of PA | 42 | 70 |
| Fairway Independent Mort Corp | 36 | 38 |
| Allegacy Federal Credit Union | 36 | 77 |
| Truist Bank | 27 | 55 |
| Truliant Federal Credit Union | 19 | 40 |
| Navy Federal Credit Union | 13 | 21 |
| Mortgage Research Center | 13 | 28 |
| United Wholesale Mortgage | 12 | 21 |
| First Ciitizens Bank and Trust | 12 | 19 |
| DHI Mortgage Company, LTD. | 11 | 17 |
| Movement Mortgage, LLC | 11 | 14 |
| First Horizon Bank | 11 | 17 |
| Skyline National Bank | 8 | 8 |
| Highlands Residential Mortgage, Ltd. | 8 | 11 |
| Vanderbilt Mortgage and Finance, Inc | 7 | 75 |
| Envoy Mortgage, LTD | 7 | 8 |
| Towne Mortgage Company | 7 | 9 |
| Figure Lending LLC | 6 | 13 |
| Freedom Mortgage Corporation | 6 | 10 |
| Union Home Mortgage Corp. | 6 | 8 |
| Wells Fargo Bank NA | 6 | 10 |
| American Financial Resources LLC | 5 | 6 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 34 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,111 | 22.0% of 908 decided |
| 2 or more minority races | under 10 | |
| Joint | 10 | no rate: base under 50 |
| Race Not Available | 151 | 34.8% of 112 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 80 | 28.1% of 64 decided |
| Not Hispanic or Latino | 1,081 | 22.8% of 885 decided |
| Joint | 17 | no rate: base under 50 |
| Ethnicity Not Available | 145 | 36.1% of 108 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 415 | 24.0% of 342 decided |
| Female | 313 | 27.1% of 247 decided |
| Joint | 504 | 22.9% of 415 decided |
| Sex Not Available | 91 | 31.3% of 67 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1616 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved