Mortgage lending in Stanly County, North Carolina
Lenders in Stanly County, North Carolina reported 3,273 mortgage applications for 2025, according to the CFPB.
3,273 mortgage applications and 1,878 loans originated in 2025; the denial rate was 23.0% of 2,552 applications decided. The median loan was about $215,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Stanly County, NC.
- 3,273
- Applications
- 1,878
- Loans originated
- 23.0%
- Denial rate
- 586 denied of 2,552 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,273 | 1,878 |
| 2024 | 2,930 | 1,753 |
| 2023 | 3,138 | 1,920 |
| 2022 | 3,903 | 2,462 |
| 2021 | 4,614 | 3,043 |
| 2020 | 3,855 | 2,463 |
| 2019 | 2,630 | 1,698 |
| 2018 | 2,316 | 1,416 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| State Employees' Credit Union | 386 | 644 |
| Uwharrie Bank | 164 | 202 |
| Movement Mortgage, LLC | 159 | 196 |
| Rocket Mortgage | 111 | 159 |
| United Wholesale Mortgage | 82 | 128 |
| Fairway Independent Mort Corp | 37 | 53 |
| Pinnacle Bank | 35 | 64 |
| First Bank | 33 | 48 |
| Mortgage Research Center | 33 | 65 |
| loanDepot.com LLC | 32 | 45 |
| Freedom Mortgage Corporation | 31 | 62 |
| Atlantic Bay Mortgage Group | 27 | 33 |
| Ixonia Bank | 23 | 30 |
| Crosscountry Mortgage, LLC | 22 | 33 |
| First Ciitizens Bank and Trust | 22 | 35 |
| New American Funding, LLC. | 20 | 42 |
| Truist Bank | 20 | 45 |
| Pennymac Loan Services LLC | 20 | 46 |
| ALCOVA Mortgage, LLC | 19 | 24 |
| Wells Fargo Bank NA | 19 | 26 |
| American Security Mortgage Cor | 18 | 23 |
| Vanderbilt Mortgage and Finance, Inc | 17 | 155 |
| Primis Bank | 17 | 25 |
| US Bank, N.A. | 16 | 33 |
| Mutual of Omaha Mortgage | 15 | 25 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 21 | no rate: base under 50 |
| Asian | 58 | no rate: base under 50 |
| Black or African American | 314 | 38.1% of 236 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,355 | 20.9% of 1,854 decided |
| 2 or more minority races | under 10 | |
| Joint | 53 | no rate: base under 50 |
| Race Not Available | 464 | 23.1% of 351 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 178 | 29.2% of 137 decided |
| Not Hispanic or Latino | 2,567 | 21.8% of 2,028 decided |
| Joint | withheld | |
| Ethnicity Not Available | 476 | 26.8% of 347 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,145 | 22.6% of 901 decided |
| Female | 701 | 29.5% of 516 decided |
| Joint | 1,153 | 19.2% of 929 decided |
| Sex Not Available | 274 | 25.2% of 206 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 913 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved