Mortgage lending in Rockingham County, North Carolina
Lenders in Rockingham County, North Carolina reported 4,275 mortgage applications for 2025, according to the CFPB.
4,275 mortgage applications and 2,272 loans originated in 2025; the denial rate was 29.4% of 3,395 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Rockingham County, NC HUD Metro FMR Area.
- 4,275
- Applications
- 2,272
- Loans originated
- 29.4%
- Denial rate
- 997 denied of 3,395 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 4,275 | 2,272 |
| 2024 | 3,884 | 2,022 |
| 2023 | 3,539 | 1,894 |
| 2022 | 4,170 | 2,307 |
| 2021 | 5,099 | 3,042 |
| 2020 | 4,382 | 2,531 |
| 2019 | 3,238 | 1,858 |
| 2018 | 2,973 | 1,683 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| State Employees' Credit Union | 249 | 450 |
| Rocket Mortgage | 153 | 224 |
| DHI Mortgage Company, LTD. | 110 | 138 |
| Atlantic Bay Mortgage Group | 107 | 132 |
| First National Bank of PA | 90 | 141 |
| United Wholesale Mortgage | 70 | 115 |
| Freedom Mortgage Corporation | 70 | 119 |
| Truist Bank | 70 | 142 |
| Renasant Bank | 60 | 72 |
| HomeTrust Bank | 53 | 88 |
| ALCOVA Mortgage, LLC | 51 | 64 |
| Click n' Close, Inc. | 49 | 60 |
| Movement Mortgage, LLC | 49 | 66 |
| Truliant Federal Credit Union | 48 | 121 |
| Mortgage Research Center | 46 | 89 |
| First Ciitizens Bank and Trust | 46 | 62 |
| Crosscountry Mortgage, LLC | 35 | 58 |
| Newrez LLC | 28 | 60 |
| The Fidelity Bank | 26 | 32 |
| Navy Federal Credit Union | 23 | 44 |
| loanDepot.com LLC | 23 | 37 |
| American Financial Resources LLC | 22 | 31 |
| Pennymac Loan Services LLC | 22 | 48 |
| Vanderbilt Mortgage and Finance, Inc | 21 | 400 |
| Guaranteed Rate, Inc. | 21 | 34 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 37 | no rate: base under 50 |
| Asian | 25 | no rate: base under 50 |
| Black or African American | 614 | 42.8% of 467 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,895 | 25.8% of 2,321 decided |
| 2 or more minority races | under 10 | |
| Joint | 65 | 38.9% of 54 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 623 | 32.2% of 491 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 236 | 40.3% of 186 decided |
| Not Hispanic or Latino | 3,358 | 27.9% of 2,679 decided |
| Joint | 56 | no rate: base under 50 |
| Ethnicity Not Available | 625 | 34.0% of 482 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,587 | 29.2% of 1,260 decided |
| Female | 1,066 | 34.4% of 821 decided |
| Joint | 1,285 | 25.6% of 1,055 decided |
| Sex Not Available | 337 | 29.7% of 259 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1452 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved