Mortgage lending in Robeson County, North Carolina
Lenders in Robeson County, North Carolina reported 3,576 mortgage applications for 2025, according to the CFPB.
3,576 mortgage applications and 1,360 loans originated in 2025; the denial rate was 41.6% of 2,576 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Robeson County, NC.
- 3,576
- Applications
- 1,360
- Loans originated
- 41.6%
- Denial rate
- 1,071 denied of 2,576 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,576 | 1,360 |
| 2024 | 3,456 | 1,271 |
| 2023 | 3,824 | 1,236 |
| 2022 | 3,613 | 1,295 |
| 2021 | 4,159 | 1,735 |
| 2020 | 4,703 | 1,670 |
| 2019 | 3,308 | 1,382 |
| 2018 | 2,668 | 1,023 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| State Employees' Credit Union | 152 | 390 |
| Rocket Mortgage | 114 | 157 |
| Mortgage Research Center | 65 | 127 |
| 21ST Mortgage | 64 | 510 |
| United Wholesale Mortgage | 58 | 91 |
| Vanderbilt Mortgage and Finance, Inc | 53 | 492 |
| Lumbee Guaranty Bank | 46 | 46 |
| Primis Bank | 40 | 52 |
| Freedom Mortgage Corporation | 35 | 94 |
| ALCOVA Mortgage, LLC | 31 | 37 |
| Cornerstone Capital Bank, SSB | 28 | 44 |
| Truist Bank | 25 | 56 |
| First Bank | 23 | 33 |
| Triad Financial Services, Inc. | 23 | 84 |
| United Bank VA | 23 | 31 |
| Southwest Stage Funding LLC | 22 | 72 |
| Navy Federal Credit Union | 22 | 64 |
| Crosscountry Mortgage, LLC | 22 | 42 |
| Pennymac Loan Services LLC | 21 | 47 |
| loanDepot.com LLC | 17 | 32 |
| EMM Loans LLC | 17 | 18 |
| Village Capital & Investment | 17 | 36 |
| Newrez LLC | 15 | 46 |
| Union Home Mortgage Corp. | 15 | 21 |
| New American Funding, LLC. | 14 | 49 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 1,000 | 49.6% of 699 decided |
| Asian | 31 | no rate: base under 50 |
| Black or African American | 754 | 53.8% of 554 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 983 | 26.8% of 734 decided |
| 2 or more minority races | 38 | no rate: base under 50 |
| Joint | 124 | 36.6% of 82 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 633 | 39.1% of 445 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 284 | 45.5% of 189 decided |
| Not Hispanic or Latino | 2,591 | 40.7% of 1,906 decided |
| Joint | withheld | |
| Ethnicity Not Available | 638 | 43.1% of 436 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,227 | 38.1% of 872 decided |
| Female | 1,098 | 50.1% of 782 decided |
| Joint | 974 | 37.0% of 711 decided |
| Sex Not Available | 277 | 39.8% of 211 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1613 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved