Mortgage lending in Person County, North Carolina
Lenders in Person County, North Carolina reported 1,712 mortgage applications for 2025, according to the CFPB.
1,712 mortgage applications and 933 loans originated in 2025; the denial rate was 26.5% of 1,336 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Person County, NC HUD Metro FMR Area.
- 1,712
- Applications
- 933
- Loans originated
- 26.5%
- Denial rate
- 354 denied of 1,336 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,712 | 933 |
| 2024 | 1,595 | 874 |
| 2023 | 1,569 | 850 |
| 2022 | 1,870 | 1,071 |
| 2021 | 2,336 | 1,461 |
| 2020 | 2,037 | 1,254 |
| 2019 | 1,431 | 835 |
| 2018 | 1,345 | 810 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| State Employees' Credit Union | 162 | 281 |
| Rocket Mortgage | 81 | 109 |
| Roxboro Savings Bank | 64 | 83 |
| United Wholesale Mortgage | 39 | 67 |
| loanDepot.com LLC | 38 | 72 |
| Truist Bank | 31 | 57 |
| First National Bank of PA | 21 | 25 |
| New American Funding, LLC. | 18 | 29 |
| Union Home Mortgage Corp. | 15 | 25 |
| Navy Federal Credit Union | 14 | 22 |
| Movement Mortgage, LLC | 14 | 17 |
| Mortgage Research Center | 13 | 30 |
| Crosscountry Mortgage, LLC | 13 | 28 |
| First Horizon Bank | 13 | 29 |
| Coastal Federal Credit Union | 12 | 21 |
| The Fidelity Bank | 11 | 22 |
| Vision Financial Federal Credit Union | 11 | 13 |
| Newrez LLC | 10 | 27 |
| TowneBank | 9 | 11 |
| Atlantic Bay Mortgage Group | 9 | 10 |
| Pennymac Loan Services LLC | 9 | 15 |
| Nationstar Mortgage | 8 | 12 |
| Victorian Finance, LLC | 8 | 11 |
| Corporate Investors Mortgage G | 7 | 8 |
| First Heritage Mortgage, LLC | 7 | 9 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | withheld | |
| Asian | 16 | no rate: base under 50 |
| Black or African American | 319 | 37.3% of 241 decided |
| White | 1,067 | 22.2% of 853 decided |
| 2 or more minority races | under 10 | |
| Joint | 30 | no rate: base under 50 |
| Race Not Available | 257 | 28.6% of 185 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 121 | 28.4% of 95 decided |
| Not Hispanic or Latino | 1,328 | 25.8% of 1,053 decided |
| Joint | withheld | |
| Ethnicity Not Available | 238 | 27.8% of 169 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 599 | 26.4% of 455 decided |
| Female | 433 | 35.6% of 334 decided |
| Joint | 541 | 19.1% of 445 decided |
| Sex Not Available | 139 | 29.4% of 102 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1040 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved