Mortgage lending in Onslow County, North Carolina
Lenders in Onslow County, North Carolina reported 12,081 mortgage applications for 2025, according to the CFPB.
12,081 mortgage applications and 7,087 loans originated in 2025; the denial rate was 18.3% of 9,284 applications decided. The median loan was about $255,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Jacksonville, NC MSA.
- 12,081
- Applications
- 7,087
- Loans originated
- 18.3%
- Denial rate
- 1,702 denied of 9,284 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 12,081 | 7,087 |
| 2024 | 11,182 | 6,593 |
| 2023 | 9,843 | 5,744 |
| 2022 | 13,706 | 8,428 |
| 2021 | 19,181 | 12,381 |
| 2020 | 15,476 | 9,657 |
| 2019 | 10,350 | 6,451 |
| 2018 | 8,261 | 5,166 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Navy Federal Credit Union | 764 | 1,402 |
| Mortgage Research Center | 563 | 1,048 |
| Newrez LLC | 468 | 678 |
| Freedom Mortgage Corporation | 429 | 851 |
| United Wholesale Mortgage | 394 | 554 |
| Rocket Mortgage | 360 | 501 |
| Movement Mortgage, LLC | 351 | 452 |
| Guild Mortgage Company | 322 | 413 |
| Integrity Home Mortgage Corporation | 196 | 251 |
| State Employees' Credit Union | 163 | 305 |
| Pennymac Loan Services LLC | 142 | 330 |
| T2 Financial LLC | 102 | 114 |
| Crosscountry Mortgage, LLC | 102 | 148 |
| Guaranteed Rate, Inc. | 98 | 160 |
| First Ciitizens Bank and Trust | 98 | 160 |
| DHI Mortgage Company, LTD. | 97 | 137 |
| Plaza Home Mortgage, Inc | 95 | 106 |
| Jet HomeLoans, LP | 88 | 108 |
| Fairway Independent Mort Corp | 79 | 96 |
| Loansteady LLC | 71 | 83 |
| Truist Bank | 68 | 121 |
| Vanderbilt Mortgage and Finance, Inc | 61 | 177 |
| loanDepot.com LLC | 57 | 89 |
| Village Capital & Investment | 56 | 127 |
| Marine Federal Credit Union | 54 | 76 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 124 | 27.7% of 83 decided |
| Asian | 246 | 17.6% of 193 decided |
| Black or African American | 1,107 | 28.0% of 846 decided |
| Native Hawaiian or Other Pacific Islander | 46 | no rate: base under 50 |
| White | 7,869 | 16.7% of 6,144 decided |
| 2 or more minority races | withheld | |
| Joint | 373 | 20.5% of 288 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 2,272 | 18.6% of 1,660 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 1,119 | 15.8% of 869 decided |
| Not Hispanic or Latino | 8,382 | 18.5% of 6,542 decided |
| Joint | withheld | |
| Ethnicity Not Available | 2,156 | 19.2% of 1,556 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 5,449 | 16.7% of 4,145 decided |
| Female | 2,047 | 24.6% of 1,608 decided |
| Joint | 3,558 | 16.1% of 2,829 decided |
| Sex Not Available | 1,027 | 22.4% of 702 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 562 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved