Mortgage lending in Jones County, North Carolina
Lenders in Jones County, North Carolina reported 400 mortgage applications for 2025, according to the CFPB.
400 mortgage applications and 201 loans originated in 2025; the denial rate was 32.4% of 309 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Jones County, NC.
- 400
- Applications
- 201
- Loans originated
- 32.4%
- Denial rate
- 100 denied of 309 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 400 | 201 |
| 2024 | 334 | 157 |
| 2023 | 304 | 149 |
| 2022 | 373 | 171 |
| 2021 | 499 | 280 |
| 2020 | 380 | 194 |
| 2019 | 345 | 145 |
| 2018 | 307 | 141 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| State Employees' Credit Union | 27 | 48 |
| Rocket Mortgage | 17 | 24 |
| Movement Mortgage, LLC | 11 | 13 |
| United Wholesale Mortgage | 10 | 16 |
| Mortgage Research Center | 8 | 20 |
| Navy Federal Credit Union | 7 | 20 |
| Atlantic Bay Mortgage Group | 7 | 9 |
| Guaranteed Rate, Inc. | 7 | 10 |
| 21ST Mortgage | 7 | 29 |
| First Ciitizens Bank and Trust | 7 | 10 |
| Guild Mortgage Company | 5 | 6 |
| Crosscountry Mortgage, LLC | 5 | 5 |
| Newrez LLC | 4 | 11 |
| Plaza Home Mortgage, Inc | 4 | 5 |
| Village Capital & Investment | 4 | 4 |
| Truist Bank | 4 | 11 |
| American Financial Resources LLC | 3 | 3 |
| loanDepot.com LLC | 3 | 5 |
| Intercoastal Mortgage, LLC | 3 | 3 |
| Lakeview Loan Servicing, LLC | 3 | 3 |
| First Flight Federal Credit Union | 3 | 7 |
| Figure Lending LLC | 2 | 2 |
| Loansteady LLC | 2 | 2 |
| Vanderbilt Mortgage and Finance, Inc | 2 | 9 |
| Kiavi Funding, Inc. | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Asian | under 10 | |
| Black or African American | 67 | no rate: base under 50 |
| White | 258 | 26.0% of 208 decided |
| 2 or more minority races | under 10 | |
| Joint | 10 | no rate: base under 50 |
| Race Not Available | 57 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 309 | 29.1% of 237 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 62 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 147 | 30.0% of 110 decided |
| Female | 87 | 35.2% of 71 decided |
| Joint | 126 | 30.6% of 98 decided |
| Sex Not Available | 40 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1035 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved