Mortgage lending in Hoke County, North Carolina
Lenders in Hoke County, North Carolina reported 3,779 mortgage applications for 2025, according to the CFPB.
3,779 mortgage applications and 2,212 loans originated in 2025; the denial rate was 18.4% of 2,908 applications decided. The median loan was about $285,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Hoke County, NC HUD Metro FMR Area.
- 3,779
- Applications
- 2,212
- Loans originated
- 18.4%
- Denial rate
- 535 denied of 2,908 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,779 | 2,212 |
| 2024 | 3,333 | 1,926 |
| 2023 | 2,764 | 1,514 |
| 2022 | 3,552 | 1,980 |
| 2021 | 4,958 | 3,025 |
| 2020 | 4,433 | 2,647 |
| 2019 | 2,756 | 1,586 |
| 2018 | 2,280 | 1,310 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Mortgage Research Center | 188 | 326 |
| United Wholesale Mortgage | 185 | 252 |
| Jet HomeLoans, LP | 164 | 199 |
| Freedom Mortgage Corporation | 144 | 254 |
| Rocket Mortgage | 123 | 167 |
| Navy Federal Credit Union | 105 | 218 |
| Movement Mortgage, LLC | 89 | 124 |
| Crosscountry Mortgage, LLC | 73 | 92 |
| Pennymac Loan Services LLC | 59 | 118 |
| Lima One Capital, LLC | 52 | 54 |
| Union Home Mortgage Corp. | 50 | 67 |
| State Employees' Credit Union | 44 | 91 |
| Guaranteed Rate, Inc. | 38 | 56 |
| Village Capital & Investment | 34 | 72 |
| Cornerstone Capital Bank, SSB | 32 | 38 |
| American Security Mortgage Cor | 31 | 36 |
| Newrez LLC | 31 | 68 |
| Mutual of Omaha Mortgage | 27 | 36 |
| Southern Trust Mortgage, LLC | 22 | 30 |
| Guild Mortgage Company | 21 | 24 |
| DHI Mortgage Company, LTD. | 20 | 26 |
| Mortgage Solutions of Colorado | 20 | 26 |
| Truist Bank | 20 | 55 |
| Nationstar Mortgage | 18 | 26 |
| NFM, Inc | 18 | 22 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 111 | 43.0% of 86 decided |
| Asian | 100 | 9.3% of 75 decided |
| Black or African American | 967 | 25.5% of 744 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 1,575 | 13.6% of 1,240 decided |
| 2 or more minority races | 27 | no rate: base under 50 |
| Joint | 125 | 11.4% of 88 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 848 | 17.4% of 638 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 413 | 13.5% of 340 decided |
| Not Hispanic or Latino | 2,492 | 18.7% of 1,911 decided |
| Joint | withheld | |
| Ethnicity Not Available | 766 | 20.8% of 568 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,697 | 16.9% of 1,313 decided |
| Female | 779 | 25.9% of 595 decided |
| Joint | 886 | 14.1% of 687 decided |
| Sex Not Available | 417 | 19.8% of 313 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 360 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved