Mortgage lending in Greene County, North Carolina
Lenders in Greene County, North Carolina reported 440 mortgage applications for 2025, according to the CFPB.
440 mortgage applications and 222 loans originated in 2025; the denial rate was 32.4% of 340 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Greene County, NC.
- 440
- Applications
- 222
- Loans originated
- 32.4%
- Denial rate
- 110 denied of 340 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 440 | 222 |
| 2024 | 472 | 210 |
| 2023 | 486 | 225 |
| 2022 | 575 | 280 |
| 2021 | 582 | 326 |
| 2020 | 532 | 314 |
| 2019 | 392 | 208 |
| 2018 | 438 | 230 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| State Employees' Credit Union | 38 | 99 |
| First Ciitizens Bank and Trust | 18 | 25 |
| Rocket Mortgage | 17 | 21 |
| Vanderbilt Mortgage and Finance, Inc | 13 | 51 |
| Truist Bank | 12 | 19 |
| United Wholesale Mortgage | 10 | 12 |
| Southern Bank and Trust Company | 9 | 14 |
| Movement Mortgage, LLC | 7 | 8 |
| Atlantic Bay Mortgage Group | 6 | 6 |
| loanDepot.com LLC | 5 | 6 |
| Mortgage Research Center | 5 | 5 |
| Lower, LLC | 5 | 8 |
| Navy Federal Credit Union | 4 | 4 |
| New American Funding, LLC. | 3 | 6 |
| Newrez LLC | 3 | 7 |
| New Day Financial, LLC. | 3 | 4 |
| 21ST Mortgage | 3 | 25 |
| Intercoastal Mortgage, LLC | 2 | 2 |
| Equity Prime Mortgage LLC | 2 | 4 |
| Nationstar Mortgage | 2 | 2 |
| NFM, Inc | 2 | 2 |
| United Bank VA | 2 | 2 |
| Stockton Mortgage Corporation | 2 | 2 |
| ALCOVA Mortgage, LLC | 2 | 2 |
| Crosscountry Mortgage, LLC | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 83 | 62.5% of 56 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 271 | 26.6% of 218 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 73 | 25.0% of 56 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 322 | 35.0% of 254 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 75 | 23.5% of 51 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 144 | 30.3% of 109 decided |
| Female | 122 | 38.3% of 94 decided |
| Joint | 123 | 33.3% of 99 decided |
| Sex Not Available | 51 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1817 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved