Mortgage lending in Duplin County, North Carolina
Lenders in Duplin County, North Carolina reported 1,534 mortgage applications for 2025, according to the CFPB.
1,534 mortgage applications and 722 loans originated in 2025; the denial rate was 34.0% of 1,176 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Duplin County, NC.
- 1,534
- Applications
- 722
- Loans originated
- 34.0%
- Denial rate
- 400 denied of 1,176 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,534 | 722 |
| 2024 | 1,350 | 579 |
| 2023 | 1,259 | 566 |
| 2022 | 1,617 | 757 |
| 2021 | 1,961 | 964 |
| 2020 | 1,572 | 784 |
| 2019 | 1,216 | 572 |
| 2018 | 1,085 | 478 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| State Employees' Credit Union | 122 | 211 |
| Rocket Mortgage | 45 | 68 |
| Truist Bank | 36 | 61 |
| 21ST Mortgage | 33 | 214 |
| United Wholesale Mortgage | 32 | 53 |
| Newrez LLC | 18 | 32 |
| Vanderbilt Mortgage and Finance, Inc | 16 | 109 |
| American Financial Resources LLC | 15 | 17 |
| Atlantic Bay Mortgage Group | 15 | 15 |
| First Bank | 14 | 20 |
| Southern Bank and Trust Company | 14 | 27 |
| Navy Federal Credit Union | 14 | 32 |
| Freedom Mortgage Corporation | 14 | 28 |
| Crosscountry Mortgage, LLC | 14 | 23 |
| AgCarolina Farm Credit, ACA | 14 | 17 |
| Movement Mortgage, LLC | 13 | 19 |
| Mortgage Research Center | 13 | 25 |
| Guild Mortgage Company | 12 | 16 |
| First Ciitizens Bank and Trust | 12 | 23 |
| Southwest Stage Funding LLC | 10 | 29 |
| Pennymac Loan Services LLC | 9 | 18 |
| Primis Bank | 8 | 14 |
| Lower, LLC | 8 | 10 |
| Acrisure Mortgage, LLC | 7 | 7 |
| New American Funding, LLC. | 7 | 17 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 10 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | 276 | 55.3% of 197 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 957 | 28.1% of 755 decided |
| 2 or more minority races | under 10 | |
| Joint | 15 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 257 | 32.6% of 190 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 140 | 49.4% of 83 decided |
| Not Hispanic or Latino | 1,130 | 32.5% of 896 decided |
| Joint | 22 | no rate: base under 50 |
| Ethnicity Not Available | 242 | 33.9% of 177 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 564 | 31.9% of 429 decided |
| Female | 361 | 41.5% of 277 decided |
| Joint | 481 | 32.5% of 372 decided |
| Sex Not Available | 128 | 27.6% of 98 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1450 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved