Mortgage lending in Currituck County, North Carolina
Lenders in Currituck County, North Carolina reported 2,517 mortgage applications for 2025, according to the CFPB.
2,517 mortgage applications and 1,445 loans originated in 2025; the denial rate was 18.3% of 1,864 applications decided. The median loan was about $365,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Virginia Beach-Norfolk-Newport News, VA-NC HUD Metro FMR Area.
- 2,517
- Applications
- 1,445
- Loans originated
- 18.3%
- Denial rate
- 341 denied of 1,864 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,517 | 1,445 |
| 2024 | 2,247 | 1,328 |
| 2023 | 2,155 | 1,231 |
| 2022 | 2,917 | 1,744 |
| 2021 | 5,237 | 3,439 |
| 2020 | 4,687 | 3,069 |
| 2019 | 2,715 | 1,727 |
| 2018 | 2,156 | 1,305 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Navy Federal Credit Union | 107 | 215 |
| NVR Mortgage Finance, Inc. | 95 | 141 |
| Rocket Mortgage | 77 | 108 |
| TowneBank | 66 | 84 |
| United Wholesale Mortgage | 56 | 82 |
| Atlantic Coast Mortgage, LLC | 55 | 72 |
| State Employees' Credit Union | 53 | 90 |
| Southern Trust Mortgage, LLC | 47 | 70 |
| Movement Mortgage, LLC | 41 | 54 |
| CMG Mortgage Inc | 34 | 47 |
| American Neighborhood Mortgage Acceptance Company | 31 | 45 |
| Freedom Mortgage Corporation | 28 | 72 |
| Pennymac Loan Services LLC | 28 | 55 |
| Newrez LLC | 25 | 58 |
| Crosscountry Mortgage, LLC | 24 | 39 |
| Atlantic Bay Mortgage Group | 22 | 28 |
| Atlantic Union Bank | 22 | 36 |
| Mortgage Research Center | 21 | 75 |
| First Heritage Mortgage, LLC | 18 | 24 |
| Calcon Mutual Mortgage LLC | 18 | 26 |
| RW Towne, LLC | 17 | 19 |
| Southern Bank and Trust Company | 16 | 21 |
| Tidewater Mortgage Services, Inc | 16 | 19 |
| Truist Bank | 16 | 34 |
| Chartway Fcu | 15 | 19 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | withheld | |
| Asian | 45 | no rate: base under 50 |
| Black or African American | 93 | 27.9% of 68 decided |
| White | 1,923 | 17.8% of 1,442 decided |
| 2 or more minority races | under 10 | |
| Joint | 89 | 16.4% of 67 decided |
| Race Not Available | 349 | 19.3% of 249 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 76 | 26.0% of 50 decided |
| Not Hispanic or Latino | 2,005 | 17.6% of 1,498 decided |
| Joint | withheld | |
| Ethnicity Not Available | 359 | 20.9% of 263 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 865 | 20.0% of 631 decided |
| Female | 376 | 24.5% of 273 decided |
| Joint | 1,097 | 13.8% of 836 decided |
| Sex Not Available | 179 | 26.6% of 124 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 127 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved