Mortgage lending in Columbus County, North Carolina
Lenders in Columbus County, North Carolina reported 1,879 mortgage applications for 2025, according to the CFPB.
1,879 mortgage applications and 785 loans originated in 2025; the denial rate was 38.2% of 1,391 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Columbus County, NC.
- 1,879
- Applications
- 785
- Loans originated
- 38.2%
- Denial rate
- 532 denied of 1,391 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,879 | 785 |
| 2024 | 1,732 | 720 |
| 2023 | 1,631 | 665 |
| 2022 | 1,782 | 760 |
| 2021 | 2,118 | 978 |
| 2020 | 1,840 | 807 |
| 2019 | 1,437 | 641 |
| 2018 | 1,342 | 614 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| State Employees' Credit Union | 98 | 235 |
| Rocket Mortgage | 50 | 76 |
| 21ST Mortgage | 32 | 176 |
| ALCOVA Mortgage, LLC | 31 | 42 |
| Primis Bank | 30 | 36 |
| Truist Bank | 30 | 73 |
| United Wholesale Mortgage | 29 | 51 |
| Vanderbilt Mortgage and Finance, Inc | 26 | 223 |
| First Ciitizens Bank and Trust | 19 | 28 |
| Triad Financial Services, Inc. | 15 | 53 |
| Freedom Mortgage Corporation | 15 | 27 |
| Mortgage Research Center | 14 | 31 |
| United Bank VA | 13 | 23 |
| Corning Credit Union | 13 | 21 |
| First Bank | 12 | 15 |
| DHI Mortgage Company, LTD. | 12 | 37 |
| Movement Mortgage, LLC | 12 | 13 |
| loanDepot.com LLC | 11 | 26 |
| Atlantic Bay Mortgage Group | 11 | 12 |
| Navy Federal Credit Union | 10 | 20 |
| Pennymac Loan Services LLC | 10 | 25 |
| American Financial Resources LLC | 9 | 11 |
| Anderson Brothers Bank | 8 | 8 |
| Crosscountry Mortgage, LLC | 8 | 19 |
| United Community Bank | 7 | 8 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 60 | no rate: base under 50 |
| Asian | 13 | no rate: base under 50 |
| Black or African American | 387 | 59.9% of 284 decided |
| White | 1,118 | 31.5% of 838 decided |
| 2 or more minority races | 12 | no rate: base under 50 |
| Joint | 34 | no rate: base under 50 |
| Race Not Available | 255 | 33.9% of 183 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 56 | no rate: base under 50 |
| Not Hispanic or Latino | 1,470 | 37.8% of 1,118 decided |
| Joint | 19 | no rate: base under 50 |
| Ethnicity Not Available | 334 | 39.5% of 223 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 661 | 35.3% of 490 decided |
| Female | 521 | 47.7% of 375 decided |
| Joint | 568 | 33.4% of 431 decided |
| Sex Not Available | 129 | 37.9% of 95 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1816 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved