Mortgage lending in Camden County, North Carolina
Lenders in Camden County, North Carolina reported 723 mortgage applications for 2025, according to the CFPB.
723 mortgage applications and 417 loans originated in 2025; the denial rate was 21.9% of 558 applications decided. The median loan was about $335,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Camden County, NC HUD Metro FMR Area.
- 723
- Applications
- 417
- Loans originated
- 21.9%
- Denial rate
- 122 denied of 558 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 723 | 417 |
| 2024 | 593 | 347 |
| 2023 | 529 | 287 |
| 2022 | 677 | 434 |
| 2021 | 1,118 | 713 |
| 2020 | 1,154 | 735 |
| 2019 | 674 | 402 |
| 2018 | 527 | 304 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Navy Federal Credit Union | 49 | 90 |
| Rocket Mortgage | 29 | 40 |
| NVR Mortgage Finance, Inc. | 26 | 52 |
| State Employees' Credit Union | 23 | 39 |
| United Wholesale Mortgage | 19 | 26 |
| Freedom Mortgage Corporation | 19 | 41 |
| Mortgage Research Center | 18 | 37 |
| Southern Trust Mortgage, LLC | 18 | 24 |
| Atlantic Coast Mortgage, LLC | 12 | 13 |
| Southern Bank and Trust Company | 11 | 14 |
| TowneBank | 11 | 12 |
| American Neighborhood Mortgage Acceptance Company | 11 | 13 |
| Movement Mortgage, LLC | 10 | 12 |
| Truist Bank | 9 | 14 |
| RW Towne, LLC | 7 | 9 |
| Atlantic Union Bank | 7 | 11 |
| Pennymac Loan Services LLC | 7 | 16 |
| loanDepot.com LLC | 6 | 11 |
| Presidential Bank, FSB | 5 | 5 |
| BayPort Credit Union | 4 | 4 |
| Langley Federal Credit Union | 4 | 5 |
| Newrez LLC | 4 | 14 |
| Nationstar Mortgage | 4 | 4 |
| Abnb Federal Credit Union | 4 | 9 |
| Towne Mortgage | 4 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 47 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 530 | 20.9% of 416 decided |
| Joint | 29 | no rate: base under 50 |
| Race Not Available | 104 | 21.3% of 75 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 20 | no rate: base under 50 |
| Not Hispanic or Latino | 581 | 20.9% of 450 decided |
| Joint | 18 | no rate: base under 50 |
| Ethnicity Not Available | 104 | 23.7% of 76 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 251 | 18.8% of 186 decided |
| Female | 101 | 37.8% of 82 decided |
| Joint | 316 | 17.6% of 250 decided |
| Sex Not Available | 55 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 189 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved