Mortgage lending in Alexander County, North Carolina
Lenders in Alexander County, North Carolina reported 1,252 mortgage applications for 2025, according to the CFPB.
1,252 mortgage applications and 685 loans originated in 2025; the denial rate was 23.9% of 963 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Hickory-Lenoir-Morganton, NC MSA.
- 1,252
- Applications
- 685
- Loans originated
- 23.9%
- Denial rate
- 230 denied of 963 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,252 | 685 |
| 2024 | 1,084 | 609 |
| 2023 | 1,063 | 595 |
| 2022 | 1,495 | 920 |
| 2021 | 1,904 | 1,243 |
| 2020 | 1,701 | 1,105 |
| 2019 | 1,190 | 752 |
| 2018 | 1,143 | 679 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| State Employees' Credit Union | 109 | 173 |
| Rocket Mortgage | 62 | 90 |
| Atlantic Bay Mortgage Group | 51 | 58 |
| Taylorsville Savings Bank | 36 | 46 |
| Truist Bank | 27 | 53 |
| Movement Mortgage, LLC | 23 | 36 |
| First Ciitizens Bank and Trust | 21 | 38 |
| Peoples Bank | 18 | 30 |
| First Community Bank | 18 | 38 |
| Crosscountry Mortgage, LLC | 17 | 28 |
| United Wholesale Mortgage | 15 | 27 |
| Mortgage Research Center | 14 | 29 |
| ALCOVA Mortgage, LLC | 14 | 17 |
| Highlands Residential Mortgage, Ltd. | 13 | 20 |
| Fairway Independent Mort Corp | 11 | 15 |
| Lower, LLC | 11 | 13 |
| Amerisave Mortgage Company | 9 | 21 |
| Pennymac Loan Services LLC | 9 | 21 |
| Navy Federal Credit Union | 8 | 14 |
| loanDepot.com LLC | 8 | 17 |
| Guild Mortgage Company | 8 | 8 |
| Skyline National Bank | 7 | 8 |
| Summit Credit Union | 6 | 6 |
| Nationstar Mortgage | 6 | 9 |
| Vanderbilt Mortgage and Finance, Inc | 5 | 65 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 23 | no rate: base under 50 |
| White | 1,058 | 23.6% of 819 decided |
| 2 or more minority races | under 10 | |
| Joint | 19 | no rate: base under 50 |
| Race Not Available | 134 | 16.5% of 103 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 39 | no rate: base under 50 |
| Not Hispanic or Latino | 1,046 | 24.1% of 812 decided |
| Joint | 20 | no rate: base under 50 |
| Ethnicity Not Available | 147 | 15.7% of 108 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 414 | 22.7% of 309 decided |
| Female | 239 | 32.3% of 192 decided |
| Joint | 534 | 21.6% of 413 decided |
| Sex Not Available | 65 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1171 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved