Mortgage lending in Alamance County, North Carolina
Lenders in Alamance County, North Carolina reported 8,188 mortgage applications for 2025, according to the CFPB.
8,188 mortgage applications and 4,837 loans originated in 2025; the denial rate was 24.3% of 6,708 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Burlington, NC MSA.
- 8,188
- Applications
- 4,837
- Loans originated
- 24.3%
- Denial rate
- 1,627 denied of 6,708 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 8,188 | 4,837 |
| 2024 | 7,664 | 4,496 |
| 2023 | 7,147 | 4,191 |
| 2022 | 8,694 | 5,406 |
| 2021 | 12,158 | 7,883 |
| 2020 | 10,459 | 6,622 |
| 2019 | 7,533 | 4,685 |
| 2018 | 6,858 | 4,082 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| State Employees' Credit Union | 707 | 1,153 |
| Truliant Federal Credit Union | 334 | 694 |
| DHI Mortgage Company, LTD. | 306 | 433 |
| Rocket Mortgage | 237 | 349 |
| Movement Mortgage, LLC | 174 | 218 |
| United Wholesale Mortgage | 139 | 192 |
| Union Home Mortgage Corp. | 136 | 173 |
| Truist Bank | 112 | 200 |
| Pinnacle Bank | 99 | 137 |
| Crosscountry Mortgage, LLC | 99 | 142 |
| Lennar Mortgage, LLC | 93 | 111 |
| Atlantic Bay Mortgage Group | 90 | 104 |
| loanDepot.com LLC | 85 | 124 |
| First National Bank of PA | 85 | 118 |
| The Fidelity Bank | 72 | 93 |
| KBHS Home Loans, LLC | 66 | 90 |
| Mortgage Research Center | 63 | 129 |
| Freedom Mortgage Corporation | 57 | 133 |
| Fairway Independent Mort Corp | 53 | 68 |
| Pennymac Loan Services LLC | 52 | 105 |
| Atlantic Union Bank | 50 | 69 |
| Navy Federal Credit Union | 49 | 110 |
| Newrez LLC | 45 | 101 |
| Vanderbilt Mortgage and Finance, Inc | 44 | 272 |
| Highlands Residential Mortgage, Ltd. | 44 | 61 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 57 | no rate: base under 50 |
| Asian | 325 | 15.6% of 275 decided |
| Black or African American | 1,406 | 37.1% of 1,125 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 4,751 | 20.8% of 3,969 decided |
| 2 or more minority races | 30 | no rate: base under 50 |
| Joint | 167 | 16.4% of 140 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,438 | 25.0% of 1,115 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 1,033 | 25.3% of 853 decided |
| Not Hispanic or Latino | 5,695 | 23.9% of 4,745 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,282 | 26.7% of 972 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,607 | 23.6% of 2,124 decided |
| Female | 2,222 | 31.1% of 1,825 decided |
| Joint | 2,621 | 18.9% of 2,207 decided |
| Sex Not Available | 738 | 25.5% of 552 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 785 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved