Mortgage lending in Wyoming County, New York
Lenders in Wyoming County, New York reported 995 mortgage applications for 2025, according to the CFPB.
995 mortgage applications and 667 loans originated in 2025; the denial rate was 23.9% of 909 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Wyoming County, NY.
- 995
- Applications
- 667
- Loans originated
- 23.9%
- Denial rate
- 217 denied of 909 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 995 | 667 |
| 2024 | 826 | 564 |
| 2023 | 856 | 570 |
| 2022 | 1,049 | 693 |
| 2021 | 1,367 | 973 |
| 2020 | 1,205 | 826 |
| 2019 | 968 | 657 |
| 2018 | 996 | 670 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Premium Mortgage Corporation | 77 | 93 |
| Tompkins Community Bank | 67 | 96 |
| Rocket Mortgage | 54 | 74 |
| Five Star Bank | 50 | 62 |
| United Wholesale Mortgage | 44 | 50 |
| ESL Federal Credit Union | 44 | 69 |
| Genesee Valley Federal Credit | 35 | 46 |
| M&T Bank | 32 | 68 |
| Community Bank, N.A. | 30 | 35 |
| Citizens Bank, NA | 20 | 32 |
| Bank of Holland | 16 | 20 |
| Alden State Bank | 12 | 16 |
| 1ST Priority Mortgage, Inc. | 12 | 15 |
| Keybank National Association | 10 | 17 |
| Farm Credit East ACA | 8 | 9 |
| Crosscountry Mortgage, LLC | 8 | 8 |
| Hunt Mortgage Corporation | 7 | 10 |
| loanDepot.com LLC | 7 | 11 |
| Family First of NY FCU | 7 | 10 |
| Everett Financial, Inc. | 7 | 7 |
| Mortgage Research Center | 6 | 9 |
| Plaza Home Mortgage, Inc | 6 | 7 |
| Moog Employees FCU | 5 | 5 |
| Navy Federal Credit Union | 5 | 11 |
| Triad Financial Services, Inc. | 4 | 13 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 899 | 23.7% of 827 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 83 | 24.3% of 70 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 881 | 24.0% of 809 decided |
| Joint | withheld | |
| Ethnicity Not Available | 94 | 24.4% of 82 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 381 | 25.8% of 353 decided |
| Female | 190 | 30.4% of 171 decided |
| Joint | 377 | 19.1% of 346 decided |
| Sex Not Available | 47 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2429 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved