Mortgage lending in Washington County, New York
Lenders in Washington County, New York reported 1,758 mortgage applications for 2025, according to the CFPB.
1,758 mortgage applications and 1,008 loans originated in 2025; the denial rate was 27.4% of 1,444 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Glens Falls, NY MSA.
- 1,758
- Applications
- 1,008
- Loans originated
- 27.4%
- Denial rate
- 395 denied of 1,444 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,758 | 1,008 |
| 2024 | 1,581 | 909 |
| 2023 | 1,554 | 893 |
| 2022 | 2,057 | 1,145 |
| 2021 | 2,575 | 1,633 |
| 2020 | 2,350 | 1,492 |
| 2019 | 1,961 | 1,175 |
| 2018 | 1,854 | 1,131 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Arrow Bank NA | 123 | 209 |
| Homestead Funding Corp. | 111 | 140 |
| Rocket Mortgage | 97 | 144 |
| United Wholesale Mortgage | 64 | 76 |
| Broadview Federal Credit Union | 49 | 84 |
| Hudson River Community CU | 49 | 110 |
| Trustco Bank | 39 | 68 |
| Citizens Bank, NA | 36 | 76 |
| Newrez LLC | 27 | 54 |
| TD Bank | 26 | 59 |
| SEFCU Services, LLC | 23 | 29 |
| TCT Federal Credit Union | 21 | 39 |
| Community Bank, N.A. | 17 | 28 |
| Guaranteed Rate, Inc. | 17 | 23 |
| M&T Bank | 17 | 36 |
| Sidney Federal Credit Union | 16 | 21 |
| Hunt Mortgage Corporation | 14 | 19 |
| Sunmark Credit Union | 13 | 21 |
| Mortgage Research Center | 13 | 26 |
| Navy Federal Credit Union | 11 | 28 |
| NBT Bank NA | 11 | 22 |
| Pennymac Loan Services LLC | 11 | 21 |
| Keybank National Association | 10 | 11 |
| Premium Mortgage Corporation | 8 | 10 |
| Ballston Spa National Bank | 8 | 9 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 10 | no rate: base under 50 |
| Black or African American | 10 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,487 | 27.3% of 1,220 decided |
| Joint | 15 | no rate: base under 50 |
| Race Not Available | 227 | 24.3% of 185 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 25 | no rate: base under 50 |
| Not Hispanic or Latino | 1,459 | 27.6% of 1,209 decided |
| Joint | withheld | |
| Ethnicity Not Available | 252 | 25.9% of 201 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 623 | 28.0% of 508 decided |
| Female | 411 | 36.0% of 322 decided |
| Joint | 597 | 21.4% of 509 decided |
| Sex Not Available | 127 | 26.7% of 105 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1445 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved