Mortgage lending in Tompkins County, New York
Lenders in Tompkins County, New York reported 1,642 mortgage applications for 2025, according to the CFPB.
1,642 mortgage applications and 1,122 loans originated in 2025; the denial rate was 19.0% of 1,440 applications decided. The median loan was about $215,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Ithaca, NY MSA.
- 1,642
- Applications
- 1,122
- Loans originated
- 19.0%
- Denial rate
- 273 denied of 1,440 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,642 | 1,122 |
| 2024 | 1,529 | 1,049 |
| 2023 | 1,527 | 1,090 |
| 2022 | 1,824 | 1,362 |
| 2021 | 2,551 | 1,943 |
| 2020 | 2,384 | 1,876 |
| 2019 | 1,952 | 1,437 |
| 2018 | 1,764 | 1,306 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Tompkins Community Bank | 303 | 385 |
| Beginnings Credit Union | 205 | 255 |
| Community Bank, N.A. | 95 | 133 |
| Rocket Mortgage | 53 | 86 |
| M&T Bank | 51 | 83 |
| 1ST Priority Mortgage, Inc. | 44 | 56 |
| The First National Bank of Groton | 29 | 35 |
| Tioga State Bank, N.A. | 23 | 28 |
| Visions Federal Credit Union | 22 | 54 |
| First National Bank of Dryden | 21 | 24 |
| Alternatives Federal Credit Union | 21 | 24 |
| Chemung Canal Trust Company | 18 | 21 |
| Cayuga Lake National Bank | 11 | 11 |
| Everett Financial, Inc. | 11 | 14 |
| Corning Credit Union | 10 | 12 |
| Keybank National Association | 9 | 13 |
| Premium Mortgage Corporation | 8 | 10 |
| Movement Mortgage, LLC | 8 | 11 |
| JPMorgan Chase Bank, NA | 8 | 18 |
| Navy Federal Credit Union | 7 | 12 |
| Morgan Stanley Private Bank NA | 6 | 6 |
| Usaa Federal Savings Bank | 6 | 11 |
| Citizens Bank, NA | 6 | 18 |
| Americu Credit Union | 5 | 12 |
| United Wholesale Mortgage | 5 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 73 | 11.1% of 54 decided |
| Black or African American | 39 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,189 | 18.2% of 1,058 decided |
| 2 or more minority races | under 10 | |
| Joint | 48 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 283 | 20.5% of 244 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 43 | no rate: base under 50 |
| Not Hispanic or Latino | 1,275 | 18.3% of 1,124 decided |
| Joint | 44 | no rate: base under 50 |
| Ethnicity Not Available | 280 | 19.8% of 243 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 416 | 25.9% of 355 decided |
| Female | 432 | 17.4% of 385 decided |
| Joint | 608 | 15.9% of 542 decided |
| Sex Not Available | 186 | 17.7% of 158 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 907 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved