Mortgage lending in Sullivan County, New York
Lenders in Sullivan County, New York reported 3,004 mortgage applications for 2025, according to the CFPB.
3,004 mortgage applications and 1,638 loans originated in 2025; the denial rate was 26.6% of 2,436 applications decided. The median loan was about $255,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Sullivan County, NY.
- 3,004
- Applications
- 1,638
- Loans originated
- 26.6%
- Denial rate
- 649 denied of 2,436 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,004 | 1,638 |
| 2024 | 2,875 | 1,588 |
| 2023 | 2,731 | 1,503 |
| 2022 | 3,661 | 2,019 |
| 2021 | 4,040 | 2,386 |
| 2020 | 3,270 | 1,843 |
| 2019 | 2,527 | 1,266 |
| 2018 | 2,364 | 1,153 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 143 | 207 |
| Hudson Valley Credit Union | 103 | 194 |
| United Wholesale Mortgage | 89 | 131 |
| Ark Mortgage, Inc. | 72 | 95 |
| Champions Funding, LLC | 61 | 83 |
| Jeff Bank | 59 | 148 |
| Crosscountry Mortgage, LLC | 56 | 79 |
| Norwich Commercial Group Inc | 51 | 63 |
| Wayne Bank | 51 | 106 |
| Citizens Bank, NA | 44 | 109 |
| Homestead Funding Corp. | 37 | 42 |
| M&T Bank | 36 | 77 |
| Newrez LLC | 34 | 81 |
| JPMorgan Chase Bank, NA | 31 | 66 |
| TD Bank | 29 | 67 |
| Ulster Savings Bank | 27 | 33 |
| FM Home Loans LLC | 25 | 36 |
| The Loan Store, Inc | 24 | 36 |
| loanDepot.com LLC | 23 | 35 |
| Loan Funder LLC | 22 | 62 |
| HomeBridge Financial Services, Inc | 22 | 50 |
| Heritage Financial Credit Union | 21 | 27 |
| Emporium Tpo LLC | 19 | 28 |
| Logan Finance Corporation | 18 | 42 |
| Walden Savings Bank | 18 | 23 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 19 | no rate: base under 50 |
| Asian | 74 | 36.4% of 55 decided |
| Black or African American | 94 | 29.2% of 72 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,070 | 24.9% of 1,708 decided |
| 2 or more minority races | under 10 | |
| Joint | 64 | 27.5% of 51 decided |
| Race Not Available | 678 | 29.5% of 529 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 262 | 34.5% of 229 decided |
| Not Hispanic or Latino | 2,065 | 24.7% of 1,686 decided |
| Joint | 72 | 29.5% of 61 decided |
| Ethnicity Not Available | 605 | 29.6% of 460 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,302 | 26.7% of 1,060 decided |
| Female | 610 | 31.4% of 519 decided |
| Joint | 684 | 20.8% of 554 decided |
| Sex Not Available | 408 | 29.0% of 303 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 557 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved