Mortgage lending in Steuben County, New York
Lenders in Steuben County, New York reported 2,536 mortgage applications for 2025, according to the CFPB.
2,536 mortgage applications and 1,685 loans originated in 2025; the denial rate was 18.8% of 2,211 applications decided. The median loan was about $105,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Steuben County, NY.
- 2,536
- Applications
- 1,685
- Loans originated
- 18.8%
- Denial rate
- 415 denied of 2,211 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,536 | 1,685 |
| 2024 | 2,298 | 1,530 |
| 2023 | 2,217 | 1,486 |
| 2022 | 2,865 | 1,965 |
| 2021 | 3,511 | 2,381 |
| 2020 | 3,275 | 2,254 |
| 2019 | 2,852 | 2,018 |
| 2018 | 2,792 | 1,851 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Corning Credit Union | 374 | 517 |
| ServU Federal Credit Union | 292 | 357 |
| First Heritage Federal Credit Union | 133 | 209 |
| Community Bank, N.A. | 122 | 177 |
| Rocket Mortgage | 87 | 149 |
| Movement Mortgage, LLC | 61 | 81 |
| Everett Financial, Inc. | 50 | 56 |
| 1ST Priority Mortgage, Inc. | 30 | 37 |
| Lyons National Bank | 29 | 33 |
| Primelending | 29 | 39 |
| Citizens & Northern Bank | 28 | 38 |
| Premium Mortgage Corporation | 28 | 39 |
| ESL Federal Credit Union | 25 | 42 |
| Hometown Funding, INC. D/B/A CNB Mortgage Company | 23 | 28 |
| Five Star Bank | 19 | 35 |
| Farm Credit East ACA | 19 | 23 |
| Genesee Regional Bank | 19 | 27 |
| M&T Bank | 18 | 38 |
| Mortgage Research Center | 15 | 31 |
| Visions Federal Credit Union | 15 | 25 |
| Navy Federal Credit Union | 14 | 28 |
| loanDepot.com LLC | 12 | 18 |
| Chemung Canal Trust Company | 12 | 13 |
| American Financial Network, Inc. | 11 | 12 |
| Tompkins Community Bank | 9 | 11 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 11 | no rate: base under 50 |
| Asian | 26 | no rate: base under 50 |
| Black or African American | 33 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,164 | 18.9% of 1,903 decided |
| 2 or more minority races | under 10 | |
| Joint | 31 | no rate: base under 50 |
| Race Not Available | 267 | 11.5% of 217 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 43 | no rate: base under 50 |
| Not Hispanic or Latino | 2,153 | 19.4% of 1,896 decided |
| Joint | withheld | |
| Ethnicity Not Available | 306 | 12.3% of 252 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 892 | 22.1% of 760 decided |
| Female | 560 | 23.1% of 499 decided |
| Joint | 917 | 14.3% of 816 decided |
| Sex Not Available | 167 | 11.0% of 136 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2713 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved