Mortgage lending in Seneca County, New York
Lenders in Seneca County, New York reported 797 mortgage applications for 2025, according to the CFPB.
797 mortgage applications and 513 loans originated in 2025; the denial rate was 22.6% of 690 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Seneca County, NY.
- 797
- Applications
- 513
- Loans originated
- 22.6%
- Denial rate
- 156 denied of 690 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 797 | 513 |
| 2024 | 697 | 446 |
| 2023 | 739 | 490 |
| 2022 | 913 | 600 |
| 2021 | 1,125 | 778 |
| 2020 | 1,053 | 750 |
| 2019 | 848 | 555 |
| 2018 | 814 | 555 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Lyons National Bank | 93 | 110 |
| Community Bank, N.A. | 53 | 74 |
| Rocket Mortgage | 32 | 52 |
| ESL Federal Credit Union | 29 | 38 |
| Premium Mortgage Corporation | 23 | 31 |
| Tompkins Community Bank | 17 | 28 |
| Reliant Community Fcu | 17 | 22 |
| Finger Lakes Federal Credit Union | 17 | 23 |
| Five Star Bank | 15 | 23 |
| Primelending | 13 | 17 |
| The Summit Federal Credit Union | 12 | 24 |
| M&T Bank | 12 | 22 |
| Hometown Funding, INC. D/B/A CNB Mortgage Company | 11 | 12 |
| Beginnings Credit Union | 11 | 13 |
| United Wholesale Mortgage | 10 | 13 |
| Farm Credit East ACA | 8 | 8 |
| Wayne Bank | 8 | 12 |
| Genesee Regional Bank | 7 | 9 |
| Citizens Bank, NA | 7 | 15 |
| Tioga State Bank, N.A. | 6 | 6 |
| Newrez LLC | 6 | 14 |
| Corning Credit Union | 6 | 6 |
| 1ST Priority Mortgage, Inc. | 6 | 6 |
| loanDepot.com LLC | 5 | 5 |
| Triad Financial Services, Inc. | 5 | 19 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 692 | 22.2% of 613 decided |
| Joint | under 10 | |
| Race Not Available | 83 | 21.7% of 60 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 14 | no rate: base under 50 |
| Not Hispanic or Latino | 694 | 22.0% of 613 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 84 | 20.0% of 60 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 308 | 26.5% of 268 decided |
| Female | 192 | 23.3% of 163 decided |
| Joint | 242 | 17.3% of 219 decided |
| Sex Not Available | 55 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2426 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved