Mortgage lending in Schuyler County, New York

Lenders in Schuyler County, New York reported 503 mortgage applications for 2025, according to the CFPB.

503 mortgage applications and 310 loans originated in 2025; the denial rate was 22.1% of 429 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Schuyler County, NY.

503
Applications: 310
Loans originated: 22.1%
Denial rate: 95 denied of 429 applications decided.

Every year

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Mortgage applications and loans originated in Schuyler County, New York, by year
Year	Applications	Originated	Denied
2025	503	310	95
2024	451	284	97
2023	489	304	99
2022	611	381	115
2021	743	490	124
2020	705	470	110
2019	640	390	144
2018	538	345	107

The largest lenders here

Lenders in Schuyler County, New York by loans originated, 2025
Lender	Originated	Applications
Community Bank, N.A.	38	60
Visions Federal Credit Union	35	62
Corning Credit Union	35	59
ServU Federal Credit Union	24	29
Rocket Mortgage	18	29
Tompkins Community Bank	17	20
M&T Bank	10	13
Lyons National Bank	9	11
Beginnings Credit Union	9	11
Chemung Canal Trust Company	8	17
Citizens & Northern Bank	7	9
Tioga State Bank, N.A.	7	9
Movement Mortgage, LLC	7	10
First Heritage Federal Credit Union	7	12
Hometown Funding, INC. D/B/A CNB Mortgage Company	6	7
Everett Financial, Inc.	6	11
21ST Mortgage	4	12
Wayne Bank	4	4
Premium Mortgage Corporation	3	3
Primelending	3	3
Navy Federal Credit Union	3	6
1ST Priority Mortgage, Inc.	3	5
JPMorgan Chase Bank, NA	3	4
Five Star Bank	2	3
Newrez LLC	2	5

Applications by race, ethnicity and sex, 2025

By race, Schuyler County, New York: applications and denial rate
Category	Applications	Denial rate
Asian	under 10
Black or African American	under 10
White	429	21.7% of 369 decided
Joint	under 10
Race Not Available	59	25.5% of 51 decided

By ethnicity, Schuyler County, New York: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	under 10
Not Hispanic or Latino	419	21.7% of 360 decided
Joint	under 10
Ethnicity Not Available	71	28.8% of 59 decided

By sex, Schuyler County, New York: applications and denial rate
Category	Applications	Denial rate
Male	173	30.3% of 142 decided
Female	111	20.4% of 93 decided
Joint	179	16.9% of 160 decided
Sex Not Available	40	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 2226 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026