Mortgage lending in Orleans County, New York
Lenders in Orleans County, New York reported 1,140 mortgage applications for 2025, according to the CFPB.
1,140 mortgage applications and 718 loans originated in 2025; the denial rate was 25.4% of 1,005 applications decided. The median loan was about $120,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Rochester, NY MSA.
- 1,140
- Applications
- 718
- Loans originated
- 25.4%
- Denial rate
- 255 denied of 1,005 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,140 | 718 |
| 2024 | 1,050 | 686 |
| 2023 | 1,101 | 696 |
| 2022 | 1,279 | 811 |
| 2021 | 1,481 | 994 |
| 2020 | 1,219 | 775 |
| 2019 | 1,144 | 698 |
| 2018 | 1,179 | 741 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| ESL Federal Credit Union | 138 | 209 |
| Premium Mortgage Corporation | 84 | 100 |
| Rocket Mortgage | 55 | 98 |
| Ontario Shores FCU | 54 | 69 |
| M&T Bank | 45 | 84 |
| Cornerstone Community FCU | 21 | 32 |
| Keybank National Association | 21 | 43 |
| Primelending | 20 | 22 |
| Tompkins Community Bank | 19 | 28 |
| Hometown Funding, INC. D/B/A CNB Mortgage Company | 18 | 22 |
| United Wholesale Mortgage | 16 | 19 |
| Genesee Regional Bank | 15 | 19 |
| Five Star Bank | 14 | 19 |
| Tammac Holdings Corporation | 12 | 26 |
| Canandaigua National Bank & Trust | 11 | 14 |
| 1ST Priority Mortgage, Inc. | 10 | 11 |
| American Heritage Lending, LLC | 10 | 16 |
| Mortgage Research Center | 9 | 13 |
| loanDepot.com LLC | 8 | 12 |
| Citizens Bank, NA | 8 | 20 |
| Reliant Community Fcu | 7 | 9 |
| Farm Credit East ACA | 7 | 8 |
| Community Bank, N.A. | 6 | 7 |
| Hunt Mortgage Corporation | 6 | 6 |
| Nationstar Mortgage | 5 | 8 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 16 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 997 | 24.3% of 878 decided |
| Joint | 15 | no rate: base under 50 |
| Race Not Available | 102 | 27.8% of 90 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 26 | no rate: base under 50 |
| Not Hispanic or Latino | 970 | 24.2% of 861 decided |
| Joint | withheld | |
| Ethnicity Not Available | 125 | 30.6% of 108 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 449 | 26.6% of 387 decided |
| Female | 266 | 30.3% of 238 decided |
| Joint | 366 | 19.2% of 328 decided |
| Sex Not Available | 59 | 32.7% of 52 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2490 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved