Mortgage lending in Lewis County, New York
Lenders in Lewis County, New York reported 707 mortgage applications for 2025, according to the CFPB.
707 mortgage applications and 462 loans originated in 2025; the denial rate was 22.9% of 628 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Lewis County, NY.
- 707
- Applications
- 462
- Loans originated
- 22.9%
- Denial rate
- 144 denied of 628 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 707 | 462 |
| 2024 | 683 | 446 |
| 2023 | 675 | 420 |
| 2022 | 868 | 569 |
| 2021 | 976 | 696 |
| 2020 | 877 | 626 |
| 2019 | 858 | 575 |
| 2018 | 809 | 524 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Northern Credit Union | 116 | 170 |
| Community Bank, N.A. | 79 | 118 |
| Carthage Savings and Loan, National Association | 49 | 57 |
| Americu Credit Union | 38 | 65 |
| Movement Mortgage, LLC | 21 | 25 |
| Rocket Mortgage | 20 | 28 |
| RT Federal Credit Union | 16 | 19 |
| Farm Credit East ACA | 16 | 16 |
| Plaza Home Mortgage, Inc | 9 | 12 |
| Crosscountry Mortgage, LLC | 8 | 11 |
| Homestead Funding Corp. | 7 | 9 |
| Navy Federal Credit Union | 5 | 10 |
| Keybank National Association | 5 | 10 |
| Newrez LLC | 4 | 10 |
| Gouverneur Savings & Loan | 4 | 5 |
| Citizens Bank, NA | 4 | 7 |
| Nationstar Mortgage | 3 | 3 |
| Freedom Mortgage Corporation | 3 | 4 |
| First Source Federal Credit Un | 3 | 4 |
| Reliance First Capital, LLC | 3 | 4 |
| Usaa Federal Savings Bank | 3 | 5 |
| M&T Bank | 3 | 8 |
| Loan Funder LLC | 2 | 2 |
| Primelending | 2 | 2 |
| United Wholesale Mortgage | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Asian | under 10 | |
| Black or African American | 10 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 631 | 23.4% of 559 decided |
| Joint | under 10 | |
| Race Not Available | 55 | 18.0% of 50 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 16 | no rate: base under 50 |
| Not Hispanic or Latino | 608 | 22.8% of 540 decided |
| Joint | 13 | no rate: base under 50 |
| Ethnicity Not Available | 70 | 20.6% of 63 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 272 | 29.5% of 237 decided |
| Female | 128 | 16.1% of 118 decided |
| Joint | 267 | 21.2% of 236 decided |
| Sex Not Available | 40 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2599 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved