Mortgage lending in Greene County, New York
Lenders in Greene County, New York reported 1,713 mortgage applications for 2025, according to the CFPB.
1,713 mortgage applications and 988 loans originated in 2025; the denial rate was 26.1% of 1,408 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Greene County, NY.
- 1,713
- Applications
- 988
- Loans originated
- 26.1%
- Denial rate
- 368 denied of 1,408 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,713 | 988 |
| 2024 | 1,508 | 847 |
| 2023 | 1,562 | 892 |
| 2022 | 2,353 | 1,428 |
| 2021 | 2,896 | 1,858 |
| 2020 | 2,532 | 1,600 |
| 2019 | 1,942 | 1,135 |
| 2018 | 1,866 | 1,137 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Homestead Funding Corp. | 160 | 215 |
| The Bank of Greene County | 141 | 222 |
| Rocket Mortgage | 61 | 95 |
| Broadview Federal Credit Union | 55 | 93 |
| Trustco Bank | 30 | 43 |
| Citizens Bank, NA | 26 | 55 |
| JPMorgan Chase Bank, NA | 25 | 38 |
| Ulster Savings Bank | 22 | 27 |
| Hudson Valley Credit Union | 21 | 57 |
| Crosscountry Mortgage, LLC | 20 | 25 |
| Mid-Hudson Valley Federal C.u. | 18 | 27 |
| NBT Bank NA | 15 | 25 |
| National Bank of Coxsackie | 15 | 37 |
| Guaranteed Rate, Inc. | 15 | 24 |
| Keybank National Association | 15 | 32 |
| TD Bank | 14 | 22 |
| United Wholesale Mortgage | 14 | 21 |
| Sunmark Credit Union | 13 | 23 |
| Newrez LLC | 13 | 31 |
| Community Bank, N.A. | 12 | 14 |
| loanDepot.com LLC | 12 | 17 |
| Citibank, NA | 12 | 17 |
| Pioneer Bank, National Association | 11 | 16 |
| SEFCU Services, LLC | 11 | 16 |
| Premium Mortgage Corporation | 10 | 12 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 38 | no rate: base under 50 |
| Black or African American | 28 | no rate: base under 50 |
| White | 1,335 | 25.7% of 1,115 decided |
| 2 or more minority races | under 10 | |
| Joint | 45 | no rate: base under 50 |
| Race Not Available | 258 | 27.9% of 197 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 82 | 26.9% of 67 decided |
| Not Hispanic or Latino | 1,329 | 26.2% of 1,099 decided |
| Joint | withheld | |
| Ethnicity Not Available | 257 | 26.5% of 200 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 603 | 29.0% of 490 decided |
| Female | 381 | 29.5% of 325 decided |
| Joint | 572 | 19.3% of 477 decided |
| Sex Not Available | 157 | 32.8% of 116 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 784 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved