Mortgage lending in Clinton County, New York
Lenders in Clinton County, New York reported 1,427 mortgage applications for 2025, according to the CFPB.
1,427 mortgage applications and 891 loans originated in 2025; the denial rate was 21.5% of 1,175 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Clinton County, NY.
- 1,427
- Applications
- 891
- Loans originated
- 21.5%
- Denial rate
- 253 denied of 1,175 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,427 | 891 |
| 2024 | 1,370 | 822 |
| 2023 | 1,267 | 738 |
| 2022 | 1,667 | 971 |
| 2021 | 2,470 | 1,570 |
| 2020 | 2,141 | 1,380 |
| 2019 | 1,726 | 1,043 |
| 2018 | 1,670 | 1,002 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Community Bank, N.A. | 266 | 344 |
| Absolute Home Mortgage | 111 | 144 |
| Rocket Mortgage | 93 | 139 |
| Arrow Bank NA | 57 | 94 |
| TD Bank | 35 | 54 |
| NBT Bank NA | 29 | 46 |
| Navy Federal Credit Union | 20 | 33 |
| Mortgage Research Center | 19 | 29 |
| Keybank National Association | 16 | 24 |
| Americu Credit Union | 13 | 21 |
| Triad Financial Services, Inc. | 12 | 28 |
| Citizens Bank, NA | 11 | 27 |
| 21ST Mortgage | 10 | 40 |
| Pennymac Loan Services LLC | 10 | 23 |
| Newrez LLC | 8 | 24 |
| NorthCountry Federal Credit Union | 8 | 13 |
| Crosscountry Mortgage, LLC | 8 | 15 |
| loanDepot.com LLC | 7 | 13 |
| Plaza Home Mortgage, Inc | 7 | 10 |
| Reliance First Capital, LLC | 7 | 7 |
| A&d Mortgage LLC | 6 | 8 |
| HomeBridge Financial Services, Inc | 6 | 7 |
| Broadview Federal Credit Union | 6 | 6 |
| United Wholesale Mortgage | 6 | 11 |
| Freedom Mortgage Corporation | 6 | 23 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 23 | no rate: base under 50 |
| Black or African American | 19 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,188 | 21.0% of 978 decided |
| 2 or more minority races | under 10 | |
| Joint | 29 | no rate: base under 50 |
| Race Not Available | 162 | 25.9% of 135 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 38 | no rate: base under 50 |
| Not Hispanic or Latino | 1,187 | 21.0% of 981 decided |
| Joint | withheld | |
| Ethnicity Not Available | 178 | 26.5% of 147 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 525 | 26.8% of 429 decided |
| Female | 294 | 24.6% of 240 decided |
| Joint | 521 | 14.3% of 432 decided |
| Sex Not Available | 87 | 23.0% of 74 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1444 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved