Mortgage lending in Chenango County, New York
Lenders in Chenango County, New York reported 1,208 mortgage applications for 2025, according to the CFPB.
1,208 mortgage applications and 697 loans originated in 2025; the denial rate was 27.9% of 1,006 applications decided. The median loan was about $105,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Chenango County, NY.
- 1,208
- Applications
- 697
- Loans originated
- 27.9%
- Denial rate
- 281 denied of 1,006 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,208 | 697 |
| 2024 | 984 | 583 |
| 2023 | 853 | 471 |
| 2022 | 1,256 | 727 |
| 2021 | 1,535 | 944 |
| 2020 | 1,230 | 736 |
| 2019 | 1,086 | 674 |
| 2018 | 1,184 | 674 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| NBT Bank NA | 134 | 189 |
| Sidney Federal Credit Union | 124 | 217 |
| Rocket Mortgage | 68 | 115 |
| Visions Federal Credit Union | 48 | 83 |
| Community Bank, N.A. | 42 | 65 |
| GHS Federal Credit Union | 35 | 38 |
| 1ST Priority Mortgage, Inc. | 19 | 24 |
| Citizens Bank, NA | 17 | 27 |
| Homestead Funding Corp. | 16 | 21 |
| M&T Bank | 15 | 28 |
| Farm Credit East ACA | 12 | 13 |
| Premium Mortgage Corporation | 10 | 15 |
| Mortgage Research Center | 8 | 14 |
| Americu Credit Union | 7 | 17 |
| Navy Federal Credit Union | 7 | 16 |
| 21ST Mortgage | 7 | 48 |
| Tioga State Bank, N.A. | 6 | 9 |
| United Wholesale Mortgage | 6 | 9 |
| Genesee Regional Bank | 6 | 9 |
| Everett Financial, Inc. | 6 | 8 |
| JPMorgan Chase Bank, NA | 5 | 14 |
| Tompkins Community Bank | 4 | 4 |
| Broadview Federal Credit Union | 4 | 8 |
| loanDepot.com LLC | 4 | 6 |
| Plaza Home Mortgage, Inc | 4 | 11 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 12 | no rate: base under 50 |
| Black or African American | under 10 | |
| White | 1,029 | 26.8% of 858 decided |
| Joint | 20 | no rate: base under 50 |
| Race Not Available | 133 | 35.4% of 110 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 22 | no rate: base under 50 |
| Not Hispanic or Latino | 1,012 | 26.5% of 845 decided |
| Joint | 16 | no rate: base under 50 |
| Ethnicity Not Available | 158 | 34.4% of 131 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 437 | 33.4% of 368 decided |
| Female | 259 | 26.9% of 208 decided |
| Joint | 416 | 21.6% of 348 decided |
| Sex Not Available | 96 | 32.9% of 82 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2712 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved