Mortgage lending in Cattaraugus County, New York
Lenders in Cattaraugus County, New York reported 1,455 mortgage applications for 2025, according to the CFPB.
1,455 mortgage applications and 888 loans originated in 2025; the denial rate was 25.0% of 1,231 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Cattaraugus County, NY.
- 1,455
- Applications
- 888
- Loans originated
- 25.0%
- Denial rate
- 308 denied of 1,231 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,455 | 888 |
| 2024 | 1,338 | 818 |
| 2023 | 1,306 | 842 |
| 2022 | 1,692 | 1,070 |
| 2021 | 2,057 | 1,417 |
| 2020 | 1,703 | 1,102 |
| 2019 | 1,524 | 998 |
| 2018 | 1,417 | 918 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Community Bank, N.A. | 179 | 268 |
| M&T Bank | 82 | 124 |
| Rocket Mortgage | 81 | 129 |
| United Wholesale Mortgage | 72 | 85 |
| Five Star Bank | 45 | 66 |
| Everett Financial, Inc. | 35 | 49 |
| Premium Mortgage Corporation | 24 | 32 |
| Northwest Bank | 24 | 33 |
| Cattaraugus County Bank | 20 | 27 |
| 1ST Priority Mortgage, Inc. | 20 | 21 |
| Movement Mortgage, LLC | 19 | 27 |
| CNB Bank | 15 | 19 |
| Farm Credit East ACA | 15 | 15 |
| Mortgage Research Center | 14 | 29 |
| Tompkins Community Bank | 13 | 16 |
| Crosscountry Mortgage, LLC | 12 | 19 |
| Citizens Bank, NA | 11 | 23 |
| Bank of Holland | 10 | 22 |
| Broadview Federal Credit Union | 10 | 17 |
| loanDepot.com LLC | 10 | 17 |
| Keybank National Association | 9 | 19 |
| American Financial Network, Inc. | 7 | 9 |
| Hunt Mortgage Corporation | 7 | 8 |
| Genesee Regional Bank | 7 | 8 |
| Pennymac Loan Services LLC | 7 | 19 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 20 | no rate: base under 50 |
| Asian | withheld | |
| Black or African American | 15 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,247 | 24.7% of 1,060 decided |
| Joint | 22 | no rate: base under 50 |
| Race Not Available | 136 | 23.6% of 110 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 17 | no rate: base under 50 |
| Not Hispanic or Latino | 1,271 | 24.5% of 1,081 decided |
| Joint | 21 | no rate: base under 50 |
| Ethnicity Not Available | 146 | 28.0% of 118 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 581 | 29.0% of 493 decided |
| Female | 318 | 28.8% of 264 decided |
| Joint | 476 | 17.7% of 413 decided |
| Sex Not Available | 80 | 26.2% of 61 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2423 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved