Mortgage lending in Allegany County, New York
Lenders in Allegany County, New York reported 860 mortgage applications for 2025, according to the CFPB.
860 mortgage applications and 528 loans originated in 2025; the denial rate was 27.0% of 741 applications decided. The median loan was about $105,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Allegany County, NY.
- 860
- Applications
- 528
- Loans originated
- 27.0%
- Denial rate
- 200 denied of 741 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 860 | 528 |
| 2024 | 745 | 475 |
| 2023 | 753 | 477 |
| 2022 | 923 | 573 |
| 2021 | 1,084 | 712 |
| 2020 | 869 | 552 |
| 2019 | 845 | 540 |
| 2018 | 813 | 527 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Community Bank, N.A. | 171 | 266 |
| Rocket Mortgage | 79 | 123 |
| ServU Federal Credit Union | 43 | 52 |
| Premium Mortgage Corporation | 19 | 25 |
| M&T Bank | 18 | 33 |
| Five Star Bank | 17 | 29 |
| 1ST Priority Mortgage, Inc. | 16 | 17 |
| United Wholesale Mortgage | 13 | 19 |
| Farm Credit East ACA | 11 | 13 |
| First Heritage Federal Credit Union | 10 | 13 |
| Mortgage Research Center | 9 | 14 |
| Tompkins Community Bank | 8 | 14 |
| Navy Federal Credit Union | 7 | 19 |
| Crosscountry Mortgage, LLC | 6 | 8 |
| 21ST Mortgage | 6 | 19 |
| loanDepot.com LLC | 5 | 6 |
| First Citizens Community Bank | 5 | 8 |
| ESL Federal Credit Union | 5 | 12 |
| Royal United Mortgage LLC | 5 | 8 |
| Primelending | 3 | 5 |
| Nationstar Mortgage | 3 | 7 |
| Genesee Regional Bank | 3 | 3 |
| Corning Credit Union | 3 | 4 |
| Everett Financial, Inc. | 3 | 3 |
| The Summit Federal Credit Union | 3 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 14 | no rate: base under 50 |
| White | 757 | 26.0% of 661 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 77 | 31.1% of 61 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 754 | 26.9% of 657 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 90 | 29.7% of 74 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 352 | 30.2% of 308 decided |
| Female | 164 | 32.2% of 146 decided |
| Joint | 292 | 20.5% of 244 decided |
| Sex Not Available | 52 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2710 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved