Mortgage lending in Strafford County, New Hampshire
Lenders in Strafford County, New Hampshire reported 5,252 mortgage applications for 2025, according to the CFPB.
5,252 mortgage applications and 3,262 loans originated in 2025; the denial rate was 18.8% of 4,265 applications decided. The median loan was about $285,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Portsmouth-Rochester, NH HUD Metro FMR Area.
- 5,252
- Applications
- 3,262
- Loans originated
- 18.8%
- Denial rate
- 801 denied of 4,265 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 5,252 | 3,262 |
| 2024 | 4,560 | 2,811 |
| 2023 | 4,176 | 2,546 |
| 2022 | 5,579 | 3,523 |
| 2021 | 9,517 | 6,424 |
| 2020 | 9,479 | 6,309 |
| 2019 | 6,387 | 4,118 |
| 2018 | 5,382 | 3,306 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| CMG Mortgage Inc | 372 | 539 |
| Citizens Bank, NA | 243 | 363 |
| United Wholesale Mortgage | 220 | 264 |
| Lighthouse Federal Credit Union | 216 | 381 |
| Service Federal Credit Union | 199 | 321 |
| Holy Rosary Regional Credit Union | 177 | 245 |
| Rocket Mortgage | 165 | 227 |
| Envoy Mortgage, LTD | 92 | 125 |
| loanDepot.com LLC | 71 | 97 |
| TD Bank | 63 | 117 |
| Fairway Independent Mort Corp | 51 | 74 |
| EMM Loans LLC | 48 | 54 |
| Crosscountry Mortgage, LLC | 43 | 67 |
| Meredith Village Savings Bank | 41 | 64 |
| Freedom Mortgage Corporation | 38 | 89 |
| Movement Mortgage, LLC | 37 | 49 |
| Luminate Bank | 37 | 60 |
| Mortgage Research Center | 32 | 69 |
| Bank of America NA | 32 | 76 |
| M&T Bank | 31 | 46 |
| Bangor Savings Bank | 30 | 37 |
| Eastern Bank | 30 | 42 |
| Newrez LLC | 29 | 64 |
| Navy Federal Credit Union | 28 | 53 |
| Nationstar Mortgage | 28 | 38 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 20 | no rate: base under 50 |
| Asian | 133 | 28.6% of 98 decided |
| Black or African American | 51 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 4,209 | 17.7% of 3,460 decided |
| 2 or more minority races | under 10 | |
| Joint | 90 | 15.6% of 77 decided |
| Race Not Available | 742 | 22.2% of 564 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 97 | 25.6% of 78 decided |
| Not Hispanic or Latino | 4,271 | 18.3% of 3,507 decided |
| Joint | withheld | |
| Ethnicity Not Available | 792 | 20.2% of 604 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,781 | 22.0% of 1,409 decided |
| Female | 947 | 22.3% of 790 decided |
| Joint | 2,032 | 13.7% of 1,694 decided |
| Sex Not Available | 492 | 22.3% of 372 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 356 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved