Mortgage lending in Merrimack County, New Hampshire
Lenders in Merrimack County, New Hampshire reported 6,233 mortgage applications for 2025, according to the CFPB.
6,233 mortgage applications and 3,866 loans originated in 2025; the denial rate was 18.5% of 5,005 applications decided. The median loan was about $295,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Merrimack County, NH.
- 6,233
- Applications
- 3,866
- Loans originated
- 18.5%
- Denial rate
- 928 denied of 5,005 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 6,233 | 3,866 |
| 2024 | 5,331 | 3,212 |
| 2023 | 4,746 | 2,851 |
| 2022 | 6,982 | 4,362 |
| 2021 | 11,483 | 7,759 |
| 2020 | 11,236 | 7,441 |
| 2019 | 7,503 | 4,681 |
| 2018 | 6,497 | 3,931 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| CMG Mortgage Inc | 417 | 554 |
| Citizens Bank, NA | 322 | 491 |
| Rocket Mortgage | 272 | 343 |
| United Wholesale Mortgage | 234 | 297 |
| ST. Mary's Bank Cu | 143 | 217 |
| Service Federal Credit Union | 118 | 204 |
| TD Bank | 110 | 205 |
| EMM Loans LLC | 102 | 125 |
| Merrimack County Savings Bank | 97 | 165 |
| Fairway Independent Mort Corp | 92 | 120 |
| Granite State Credit Union | 77 | 141 |
| Guild Mortgage Company | 64 | 89 |
| Bar Harbor Bank & Trust | 64 | 110 |
| loanDepot.com LLC | 54 | 80 |
| Lighthouse Federal Credit Union | 49 | 99 |
| Bellwether Community Credit Union | 49 | 80 |
| Northpoint Mortgage, Inc. | 48 | 61 |
| Mortgage Research Center | 47 | 99 |
| Digital Federal Credit Union | 45 | 86 |
| Navy Federal Credit Union | 44 | 71 |
| Pennymac Loan Services LLC | 44 | 77 |
| Mascoma Bank | 42 | 52 |
| Keystone Funding, Inc | 41 | 47 |
| Crosscountry Mortgage, LLC | 41 | 66 |
| Bank of America NA | 41 | 102 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 159 | 17.9% of 134 decided |
| Black or African American | 47 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 5,008 | 18.3% of 4,073 decided |
| 2 or more minority races | under 10 | |
| Joint | 92 | 14.1% of 71 decided |
| Race Not Available | 913 | 20.5% of 683 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 5,042 | 18.2% of 4,108 decided |
| Joint | 100 | 16.5% of 79 decided |
| Ethnicity Not Available | 990 | 20.0% of 735 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,927 | 22.5% of 1,523 decided |
| Female | 1,168 | 23.2% of 941 decided |
| Joint | 2,552 | 13.2% of 2,110 decided |
| Sex Not Available | 586 | 20.9% of 431 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 314 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved