Mortgage lending in Humboldt County, Nevada
Lenders in Humboldt County, Nevada reported 695 mortgage applications for 2025, according to the CFPB.
695 mortgage applications and 419 loans originated in 2025; the denial rate was 18.6% of 547 applications decided. The median loan was about $285,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Humboldt County, NV.
- 695
- Applications
- 419
- Loans originated
- 18.6%
- Denial rate
- 102 denied of 547 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 695 | 419 |
| 2024 | 588 | 359 |
| 2023 | 515 | 315 |
| 2022 | 798 | 466 |
| 2021 | 1,195 | 804 |
| 2020 | 1,013 | 683 |
| 2019 | 746 | 492 |
| 2018 | 619 | 392 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| American Pacific Mortgage Corporation | 109 | 128 |
| Movement Mortgage, LLC | 29 | 38 |
| Rocket Mortgage | 29 | 40 |
| United Wholesale Mortgage | 28 | 32 |
| Guild Mortgage Company | 16 | 30 |
| Zions Bancorporation, N.A. | 14 | 25 |
| Evergreen Moneysource Mortgage Company | 12 | 18 |
| 21ST Mortgage | 12 | 25 |
| US Bank, N.A. | 12 | 33 |
| Fairway Independent Mort Corp | 10 | 10 |
| Crosscountry Mortgage, LLC | 10 | 17 |
| loanDepot.com LLC | 9 | 14 |
| Freedom Mortgage Corporation | 9 | 27 |
| Wells Fargo Bank NA | 9 | 12 |
| America First Federal Credit Union | 6 | 9 |
| Mortgage Research Center | 6 | 10 |
| Newrez LLC | 6 | 15 |
| New American Funding, LLC. | 5 | 20 |
| Ocmbc, Inc. | 5 | 5 |
| Mutual of Omaha Mortgage | 4 | 8 |
| United Federal Credit Union | 4 | 6 |
| Carrington Mortgage Services LLC | 4 | 7 |
| Village Capital & Investment | 4 | 7 |
| Amerisave Mortgage Company | 4 | 16 |
| Pennymac Loan Services LLC | 4 | 8 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 577 | 18.9% of 456 decided |
| 2 or more minority races | under 10 | |
| Joint | 14 | no rate: base under 50 |
| Race Not Available | 84 | 23.1% of 65 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 112 | 13.8% of 94 decided |
| Not Hispanic or Latino | 458 | 19.5% of 359 decided |
| Joint | 45 | no rate: base under 50 |
| Ethnicity Not Available | 80 | 27.1% of 59 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 301 | 22.0% of 236 decided |
| Female | 93 | 27.3% of 66 decided |
| Joint | 249 | 9.8% of 205 decided |
| Sex Not Available | 52 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 355 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved