Mortgage lending in Elko County, Nevada
Lenders in Elko County, Nevada reported 1,802 mortgage applications for 2025, according to the CFPB.
1,802 mortgage applications and 1,124 loans originated in 2025; the denial rate was 17.3% of 1,474 applications decided. The median loan was about $295,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Elko County, NV.
- 1,802
- Applications
- 1,124
- Loans originated
- 17.3%
- Denial rate
- 255 denied of 1,474 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,802 | 1,124 |
| 2024 | 1,702 | 1,056 |
| 2023 | 1,488 | 880 |
| 2022 | 2,134 | 1,263 |
| 2021 | 3,824 | 2,514 |
| 2020 | 3,577 | 2,449 |
| 2019 | 2,374 | 1,540 |
| 2018 | 1,981 | 1,275 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Guild Mortgage Company | 188 | 250 |
| United Wholesale Mortgage | 118 | 143 |
| Movement Mortgage, LLC | 97 | 135 |
| Rocket Mortgage | 82 | 104 |
| Iserve Residential Lending | 61 | 77 |
| US Bank, N.A. | 41 | 74 |
| Greater Nevada Mortgage | 32 | 36 |
| Freedom Mortgage Corporation | 29 | 62 |
| Pennymac Loan Services LLC | 28 | 47 |
| Paramount Residential Mortgage | 24 | 29 |
| America First Federal Credit Union | 23 | 34 |
| Zions Bancorporation, N.A. | 22 | 41 |
| The Loan Store, Inc | 20 | 23 |
| loanDepot.com LLC | 19 | 30 |
| Premier Mortgage Resources, LLC | 19 | 29 |
| New American Funding, LLC. | 17 | 59 |
| Mortgage Research Center | 14 | 31 |
| United Federal Credit Union | 13 | 21 |
| Mountain America Federal Credit Union | 12 | 22 |
| Nationstar Mortgage | 12 | 13 |
| American Financial Network, Inc. | 9 | 11 |
| Newrez LLC | 9 | 23 |
| Kiavi Funding, Inc. | 7 | 8 |
| Plaza Home Mortgage, Inc | 7 | 11 |
| Kind Lending, LLC | 7 | 11 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 31 | no rate: base under 50 |
| Asian | 14 | no rate: base under 50 |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,458 | 16.5% of 1,210 decided |
| 2 or more minority races | under 10 | |
| Joint | 48 | no rate: base under 50 |
| Race Not Available | 238 | 21.6% of 181 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 312 | 19.8% of 253 decided |
| Not Hispanic or Latino | 1,225 | 16.3% of 1,021 decided |
| Joint | 76 | 19.3% of 57 decided |
| Ethnicity Not Available | 189 | 19.6% of 143 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 777 | 17.0% of 641 decided |
| Female | 244 | 22.6% of 199 decided |
| Joint | 688 | 15.1% of 568 decided |
| Sex Not Available | 93 | 22.7% of 66 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 312 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved