Mortgage lending in York County, Nebraska

Lenders in York County, Nebraska reported 388 mortgage applications for 2025, according to the CFPB.

388 mortgage applications and 247 loans originated in 2025; the denial rate was 18.5% of 329 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: York County, NE.

388
Applications: 247
Loans originated: 18.5%
Denial rate: 61 denied of 329 applications decided.

Every year

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Mortgage applications and loans originated in York County, Nebraska, by year
Year	Applications	Originated	Denied
2025	388	247	61
2024	324	218	49
2023	335	217	53
2022	405	266	56
2021	713	520	77
2020	582	430	61
2019	405	268	71
2018	371	270	57

The largest lenders here

Lenders in York County, Nebraska by loans originated, 2025
Lender	Originated	Applications
West Gate Bank	43	49
Rocket Mortgage	29	41
Cornerstone Bank	18	39
Union Bank and Trust Company	18	27
Pinnacle Bank	17	18
Paramount Residential Mortgage	14	19
Mortgage Research Center	8	14
First National Bank of Omaha	7	9
United Wholesale Mortgage	6	7
First State Bank Nebraska	5	5
US Bank, N.A.	5	11
loanDepot.com LLC	4	5
Charter West Bank	4	5
Freedom Mortgage Corporation	4	8
Fairway Independent Mort Corp	4	6
Peoples Mortgage Company	4	6
Gershman Investment Corp.	4	4
Pennymac Loan Services LLC	4	7
Frontier Bank	3	3
Churchill Mortgage Corporation	3	3
CMG Mortgage Inc	3	3
Empeople Credit Union	2	2
Planet Home Lending, LLC	2	2
Prosperity Home Mortgage, LLC	2	2
Newrez LLC	2	3

Applications by race, ethnicity and sex, 2025

By race, York County, Nebraska: applications and denial rate
Category	Applications	Denial rate
American Indian or Alaska Native	under 10
Asian	under 10
White	327	18.0% of 278 decided
Joint	under 10
Race Not Available	49	no rate: base under 50

By ethnicity, York County, Nebraska: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	withheld
Not Hispanic or Latino	313	18.3% of 268 decided
Joint	under 10
Ethnicity Not Available	53	no rate: base under 50

By sex, York County, Nebraska: applications and denial rate
Category	Applications	Denial rate
Male	126	16.8% of 107 decided
Female	65	no rate: base under 50
Joint	169	16.1% of 149 decided
Sex Not Available	28	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 1803 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026