Mortgage lending in Washington County, Nebraska
Lenders in Washington County, Nebraska reported 832 mortgage applications for 2025, according to the CFPB.
832 mortgage applications and 555 loans originated in 2025; the denial rate was 13.8% of 698 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Omaha-Council Bluffs, NE-IA HUD Metro FMR Area.
- 832
- Applications
- 555
- Loans originated
- 13.8%
- Denial rate
- 96 denied of 698 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 832 | 555 |
| 2024 | 765 | 509 |
| 2023 | 697 | 446 |
| 2022 | 850 | 581 |
| 2021 | 1,384 | 1,024 |
| 2020 | 1,684 | 1,270 |
| 2019 | 1,005 | 735 |
| 2018 | 820 | 585 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| West Gate Bank | 56 | 68 |
| RVR Bank | 50 | 64 |
| Castle & Cooke Mortgage, LLC | 28 | 31 |
| Rocket Mortgage | 27 | 38 |
| Centris Federal Credit Union | 23 | 34 |
| First National Bank of Omaha | 22 | 35 |
| Veridian Credit Union | 21 | 31 |
| Washington County Bank | 16 | 28 |
| United Wholesale Mortgage | 14 | 18 |
| Cobalt Credit Union | 14 | 16 |
| Pinnacle Bank | 12 | 16 |
| Metro Credit Union | 11 | 18 |
| Iowa Bankers Mortgage Corporation | 11 | 15 |
| Regent Financial Group | 10 | 11 |
| Churchill Mortgage Corporation | 10 | 13 |
| Access Bank | 9 | 9 |
| Freedom Mortgage Corporation | 9 | 14 |
| US Bank, N.A. | 9 | 17 |
| American National Bank | 7 | 8 |
| Ark-LA-Tex Financial Services LLC | 6 | 7 |
| Mortgage Research Center | 6 | 15 |
| Guaranteed Rate, Inc. | 6 | 9 |
| Omaha Federal Credit Union | 6 | 6 |
| Arbor Bank | 5 | 5 |
| Charter West Bank | 5 | 12 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 709 | 12.9% of 596 decided |
| Joint | 10 | no rate: base under 50 |
| Race Not Available | 100 | 15.0% of 80 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 45 | no rate: base under 50 |
| Not Hispanic or Latino | 669 | 13.3% of 563 decided |
| Joint | 15 | no rate: base under 50 |
| Ethnicity Not Available | 103 | 14.5% of 83 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 226 | 15.1% of 192 decided |
| Female | 126 | 18.9% of 106 decided |
| Joint | 411 | 11.8% of 346 decided |
| Sex Not Available | 69 | 11.1% of 54 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1164 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved