Mortgage lending in Valley County, Nebraska
Lenders in Valley County, Nebraska reported 110 mortgage applications for 2025, according to the CFPB.
110 mortgage applications and 66 loans originated in 2025; the denial rate was 31.3% of 99 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Valley County, NE.
- 110
- Applications
- 66
- Loans originated
- 31.3%
- Denial rate
- 31 denied of 99 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 110 | 66 |
| 2024 | 77 | 45 |
| 2023 | 56 | 40 |
| 2022 | 77 | 48 |
| 2021 | 97 | 61 |
| 2020 | 139 | 77 |
| 2019 | 82 | 56 |
| 2018 | 53 | 38 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 9 | 10 |
| Pathway Bank | 6 | 11 |
| Mortgage Research Center | 5 | 5 |
| West Gate Bank | 5 | 8 |
| First Interstate Bank | 5 | 9 |
| Pinnacle Bank | 3 | 5 |
| Citizens Bank & Trust Col. | 2 | 2 |
| Newrez LLC | 2 | 2 |
| United Wholesale Mortgage | 2 | 2 |
| Union Bank and Trust Company | 2 | 3 |
| NBKC Bank | 1 | 1 |
| i3 Bank | 1 | 1 |
| Trius Federal Credit Union | 1 | 3 |
| Figure Lending LLC | 1 | 5 |
| Coastal Community Bank | 1 | 2 |
| Ark-LA-Tex Financial Services LLC | 1 | 1 |
| Navy Federal Credit Union | 1 | 1 |
| First Nebraska Bank | 1 | 2 |
| Guild Mortgage Company | 1 | 1 |
| New American Funding, LLC. | 1 | 2 |
| Charter West Bank | 1 | 1 |
| Castle & Cooke Mortgage, LLC | 1 | 1 |
| Plaza Home Mortgage, Inc | 1 | 1 |
| Veridian Credit Union | 1 | 1 |
| Plains Commerce Bank | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| White | 97 | 29.2% of 89 decided |
| Joint | under 10 | |
| Race Not Available | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 85 | 30.4% of 79 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 11 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 41 | no rate: base under 50 |
| Female | withheld | |
| Joint | 43 | no rate: base under 50 |
| Sex Not Available | under 10 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2219 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved