Mortgage lending in Thurston County, Nebraska
Lenders in Thurston County, Nebraska reported 74 mortgage applications for 2025, according to the CFPB.
74 mortgage applications and 45 loans originated in 2025; the denial rate was 20.3% of 59 applications decided. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Thurston County, NE.
- 74
- Applications
- 45
- Loans originated
- 20.3%
- Denial rate
- 12 denied of 59 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 74 | 45 |
| 2024 | 60 | 37 |
| 2023 | 58 | 35 |
| 2022 | 77 | 54 |
| 2021 | 100 | 63 |
| 2020 | 85 | 64 |
| 2019 | 47 | 33 |
| 2018 | 49 | 29 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Charter West Bank | 11 | 12 |
| Frontier Bank | 8 | 8 |
| Click n' Close, Inc. | 4 | 4 |
| West Gate Bank | 4 | 4 |
| Delmar Financial Company | 2 | 2 |
| Citizens State Bank | 2 | 2 |
| Rocket Mortgage | 2 | 3 |
| Coastal Community Bank | 1 | 2 |
| First Nebraska Bank | 1 | 1 |
| Mortgage Research Center | 1 | 1 |
| United Wholesale Mortgage | 1 | 1 |
| Veridian Credit Union | 1 | 2 |
| Fairway Independent Mort Corp | 1 | 1 |
| BankFirst | 1 | 1 |
| Carrington Mortgage Services LLC | 1 | 3 |
| Cobalt Credit Union | 1 | 1 |
| Washington County Bank | 1 | 1 |
| US Bank, N.A. | 1 | 1 |
| Citizens Bank, NA | 1 | 1 |
| Empeople Credit Union | 0 | 2 |
| Sofi Bank, National Association | 0 | 1 |
| New American Funding, LLC. | 0 | 2 |
| Primebank | 0 | 1 |
| Newrez LLC | 0 | 1 |
| Siouxland Federal Credit Union | 0 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 20 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 35 | no rate: base under 50 |
| Joint | under 10 | |
| Race Not Available | 17 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 51 | no rate: base under 50 |
| Ethnicity Not Available | withheld |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 23 | no rate: base under 50 |
| Female | 13 | no rate: base under 50 |
| Joint | 26 | no rate: base under 50 |
| Sex Not Available | 12 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved