Mortgage lending in Sherman County, Nebraska
Lenders in Sherman County, Nebraska reported 74 mortgage applications for 2025, according to the CFPB.
74 mortgage applications and 43 loans originated in 2025; the denial rate was 25.8% of 62 applications decided. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Sherman County, NE.
- 74
- Applications
- 43
- Loans originated
- 25.8%
- Denial rate
- 16 denied of 62 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 74 | 43 |
| 2024 | 48 | 38 |
| 2023 | 40 | 26 |
| 2022 | 43 | 23 |
| 2021 | 74 | 55 |
| 2020 | 64 | 43 |
| 2019 | 56 | 39 |
| 2018 | 82 | 61 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Citizens Bank & Trust Col. | 12 | 14 |
| Five Points Bank | 2 | 2 |
| Mortgage Research Center | 2 | 4 |
| New American Funding, LLC. | 2 | 2 |
| Charter West Bank | 2 | 2 |
| Equitable Bank | 2 | 2 |
| Cornerstone Bank | 2 | 3 |
| Pinnacle Bank | 2 | 6 |
| West Gate Bank | 2 | 7 |
| Pathway Bank | 2 | 2 |
| FirsTier Bank | 1 | 1 |
| Bruning Bank | 1 | 1 |
| BMO Harris Bank NA | 1 | 1 |
| Farm Credit Mid-America, Aca | 1 | 2 |
| loanDepot.com LLC | 1 | 1 |
| American Financing Corporation | 1 | 1 |
| Servion | 1 | 1 |
| United Wholesale Mortgage | 1 | 1 |
| Plains Commerce Bank | 1 | 2 |
| US Home Mortgage, Inc. | 1 | 1 |
| Union Home Mortgage Corp. | 1 | 1 |
| First National Bank of Omaha | 1 | 3 |
| Union Bank and Trust Company | 1 | 5 |
| Trius Federal Credit Union | 0 | 1 |
| Coastal Community Bank | 0 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Asian | under 10 | |
| White | 67 | 26.3% of 57 decided |
| Race Not Available | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 65 | 23.2% of 56 decided |
| Joint | under 10 | |
| Ethnicity Not Available | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 23 | no rate: base under 50 |
| Female | withheld | |
| Joint | 33 | no rate: base under 50 |
| Sex Not Available | under 10 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved