Mortgage lending in Sheridan County, Nebraska
Lenders in Sheridan County, Nebraska reported 108 mortgage applications for 2025, according to the CFPB.
108 mortgage applications and 54 loans originated in 2025; the denial rate was 32.9% of 82 applications decided. The median loan was about $90,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Sheridan County, NE.
- 108
- Applications
- 54
- Loans originated
- 32.9%
- Denial rate
- 27 denied of 82 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 108 | 54 |
| 2024 | 85 | 54 |
| 2023 | 84 | 45 |
| 2022 | 94 | 60 |
| 2021 | 141 | 86 |
| 2020 | 151 | 91 |
| 2019 | 108 | 61 |
| 2018 | 103 | 66 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Security First Bank | 18 | 19 |
| Rocket Mortgage | 13 | 21 |
| BMO Harris Bank NA | 8 | 20 |
| West Gate Bank | 3 | 3 |
| Wells Fargo Bank NA | 3 | 4 |
| Click n' Close, Inc. | 1 | 1 |
| First Nebraska Bank | 1 | 1 |
| Bankwest, Inc. | 1 | 1 |
| Servion | 1 | 1 |
| United Wholesale Mortgage | 1 | 2 |
| Granite Bank | 1 | 2 |
| Fourleaf Federal Credit Union | 1 | 1 |
| Mutual of Omaha Mortgage | 1 | 1 |
| First National Bank of Omaha | 1 | 1 |
| Embrace Home Loans, Inc. | 0 | 1 |
| Empeople Credit Union | 0 | 3 |
| American Mortgage Bank | 0 | 1 |
| Paramount Residential Mortgage | 0 | 1 |
| Planet Home Lending, LLC | 0 | 0 |
| Navy Federal Credit Union | 0 | 1 |
| Mortgage Research Center | 0 | 2 |
| New American Funding, LLC. | 0 | 2 |
| Pentagon Federal Credit Union | 0 | 1 |
| Centennial Lending, LLC | 0 | 1 |
| First Technology Federal Credit Union | 0 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | under 10 | |
| White | 86 | 32.3% of 65 decided |
| Joint | under 10 | |
| Race Not Available | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 92 | 31.4% of 70 decided |
| Joint | under 10 | |
| Ethnicity Not Available | under 10 | |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | withheld | |
| Female | 36 | no rate: base under 50 |
| Joint | 34 | no rate: base under 50 |
| Sex Not Available | under 10 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2791 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved