Mortgage lending in Seward County, Nebraska
Lenders in Seward County, Nebraska reported 525 mortgage applications for 2025, according to the CFPB.
525 mortgage applications and 390 loans originated in 2025; the denial rate was 11.7% of 460 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Seward County, NE HUD Metro FMR Area.
- 525
- Applications
- 390
- Loans originated
- 11.7%
- Denial rate
- 54 denied of 460 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 525 | 390 |
| 2024 | 439 | 316 |
| 2023 | 396 | 300 |
| 2022 | 455 | 317 |
| 2021 | 806 | 581 |
| 2020 | 1,030 | 763 |
| 2019 | 599 | 464 |
| 2018 | 538 | 390 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| City Bank & Trust Co. | 61 | 70 |
| West Gate Bank | 32 | 50 |
| Union Bank and Trust Company | 29 | 40 |
| Jones Bank | 27 | 27 |
| Liberty First Credit Union | 21 | 33 |
| Pinnacle Bank | 21 | 23 |
| Cattle Bank & Trust | 19 | 22 |
| Rocket Mortgage | 19 | 25 |
| Lincoln Federal SVGS BK of NE | 18 | 22 |
| Newrez LLC | 12 | 14 |
| Charter West Bank | 6 | 7 |
| CMG Mortgage Inc | 6 | 8 |
| Farmers and Merchants Bank | 6 | 6 |
| US Bank, N.A. | 6 | 13 |
| Pennymac Loan Services LLC | 6 | 8 |
| Farm Credit Mid-America, Aca | 5 | 6 |
| Gershman Investment Corp. | 5 | 9 |
| Cornhusker Bank | 4 | 5 |
| United Wholesale Mortgage | 4 | 7 |
| First National Bank of Omaha | 4 | 4 |
| Lincone Federal Credit Union | 3 | 4 |
| Mortgage Research Center | 3 | 10 |
| First State Bank Nebraska | 3 | 3 |
| Fairway Independent Mort Corp | 3 | 3 |
| Citizens Bank, NA | 3 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 452 | 10.6% of 395 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 64 | 17.9% of 56 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 432 | 10.6% of 378 decided |
| Joint | withheld | |
| Ethnicity Not Available | 75 | 19.4% of 67 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 140 | 16.4% of 122 decided |
| Female | 67 | 15.8% of 57 decided |
| Joint | 271 | 8.0% of 239 decided |
| Sex Not Available | 47 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1282 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved