Mortgage lending in Scotts Bluff County, Nebraska
Lenders in Scotts Bluff County, Nebraska reported 768 mortgage applications for 2025, according to the CFPB.
768 mortgage applications and 407 loans originated in 2025; the denial rate was 26.3% of 581 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Scotts Bluff County, NE.
- 768
- Applications
- 407
- Loans originated
- 26.3%
- Denial rate
- 153 denied of 581 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 768 | 407 |
| 2024 | 634 | 324 |
| 2023 | 560 | 289 |
| 2022 | 788 | 421 |
| 2021 | 1,116 | 697 |
| 2020 | 1,025 | 651 |
| 2019 | 726 | 444 |
| 2018 | 713 | 445 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 82 | 97 |
| First National Bank of Omaha | 40 | 74 |
| Meridian Trust Federal Credit Union | 36 | 64 |
| Castle & Cooke Mortgage, LLC | 18 | 28 |
| Mortgage Research Center | 16 | 35 |
| Nationstar Mortgage | 14 | 17 |
| Freedom Mortgage Corporation | 14 | 37 |
| US Bank, N.A. | 14 | 36 |
| Primary Residential Mortgage, INC. | 8 | 10 |
| 21ST Mortgage | 8 | 26 |
| Guild Mortgage Company | 7 | 8 |
| West Gate Bank | 7 | 7 |
| loanDepot.com LLC | 6 | 12 |
| New American Funding, LLC. | 6 | 25 |
| Waterstone Mortgage Corporation | 6 | 8 |
| United Wholesale Mortgage | 6 | 16 |
| Pennymac Loan Services LLC | 5 | 11 |
| Figure Lending LLC | 4 | 6 |
| Navy Federal Credit Union | 4 | 6 |
| Farm Credit Mid-America, Aca | 4 | 6 |
| Fairway Independent Mort Corp | 4 | 5 |
| Spring Eq, LLC | 4 | 9 |
| HomeBridge Financial Services, Inc | 3 | 3 |
| Sofi Bank, National Association | 3 | 9 |
| Newrez LLC | 3 | 7 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 605 | 24.4% of 463 decided |
| 2 or more minority races | under 10 | |
| Joint | 15 | no rate: base under 50 |
| Race Not Available | 128 | 31.9% of 94 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 114 | 36.3% of 80 decided |
| Not Hispanic or Latino | 504 | 23.3% of 391 decided |
| Joint | 31 | no rate: base under 50 |
| Ethnicity Not Available | 119 | 31.0% of 87 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 232 | 27.1% of 177 decided |
| Female | 214 | 34.9% of 166 decided |
| Joint | 256 | 15.3% of 190 decided |
| Sex Not Available | 66 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2032 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved